Have been an investor since the 1980's and learnt my lessons in the 1987 crash and the 2000 bubble where at that time I worked as a Venture Capitalist and the firm specialized in telecommunications. When the investments did not pan out due to the lack of exit strategy, I left with a lot of worthless stocks, and the wastage of investments I made due to the opportunity of the side-by-side deals that were available. Reading investing books and trading books, cannot relieve one from the insider trading that goes on with the Wall Street firms. They write the rules that allow them to steal, cheat and pay themselves at the expense of the common investors. The regulators are always following and when the dust settles after this last financial meltdown, not much will have changed - the big boys will rewrite the rules and will make sure that the regulators are powerless. So I invest with an eye to making sure that I hedge appropriately, whether it is through dividend stocks, or options. I have found that if you use option strategy conservatively you will be able to increase your returns and also protect yourself rather than being naked to the downside. I have over the years been successful and it is important that you cut your losses, when the stock turns against you and therefore I follow a very strict stop loss policy that I track. I do not put these stop losses in my brokerage accounts as Big Brother is watching and will make sure that they will pre-trade so as to stop you out. I have an MBA, a CPA and have worked in various industries - Finance, Banking, Venture Capital, Telecommunications, Biotech and Retail. I am a family man and love having a drink and I live in Seattle. Life is beautiful, but one never makes money if one doesn’t take risks. I take calculated risks based on my assumption of the probabilities of the outcome, and lots of research. And finally I follow a strategy that is simple in when to sell – once the moving average crosses with the stock price I either sell or buy. Following this strategy enabled me to reduce my losses drastically in the recent financial meltdown. Enjoy and if it helps you become a more successful investor, then I am happy.