Retired, have invested since I was 19, generally done fair. Now focusing more on dividends than in the past. Am married, active (golf mostly). Spent 53 years selling insurance to businesses, teaching other agents, speaking and writing about insurance. Do tend to analize things to death. Tend to read financial statements before anything else and certainly before investing. Not a Graham type, but do lean toward it.Stocks must have decent cash flows. Regular science fiction reader.