Douglas D Anderson is a native of Athens, Ga., graduating from his hometown school, the University of Georgia, in 1965 with a BA in economics. He received his MBA in finance and international business from Georgia State University in 1973. After two years as a U.S. Army officer in Germany, he joined the Federal Reserve Bank of Atlanta in 1967, where he participated in landmark payments system research, the Atlanta Payments Project. Subsequently he installed and managed the second Automated Clearing House (ACH) in the U.S at the Atlanta Fed. After two years at the American Bankers Association in DC, where he was instrumental in the formation of the National Automated Clearing House Association (NACHA), he joined the Philadelphia National Bank (later CoreStates Financial, now part of Wells Fargo) in 1976. There he led a major bank study that resulted in the creation of the Money Access Service (MAC), which became the largest and most successful of the regional electronic banking networks of that era. He managed MAC until 1992 through its growth and transformation into Electronic Payments System, Inc. (EPS), a consortium venture owned by CoreStates and 3 other major regional banks; Anderson was EPS’s first CEO. EPS was sold to Concord EFS, Inc. in 1999 and became part of First Data Corp via a transaction in 2004. Mr. Anderson left EPS in 1994 and, with a colleague, formed Card Alert Services, Inc. a company that still provides valuable card fraud detection and control services for the banking industry. That company was sold in 2000 to HNC Software, which later became part of Fair Isaac, Inc. Mr. Anderson completed his active career with a 5-year executive stint with Genpass, Inc. a Dallas electronic services processor, retiring in 2006. Mr. Anderson published numerous articles in his field during his 40-year career. He resides in Jacksonville, Florida, occupying himself with involvement in entrepreneurial ventures, research and writing, golf, reading, and travel.