I have been a dividend investor since my retirement in late 2003. I diversify by sector, domestic vs. international, and by cap size. I Invest in stocks that pay dividends. I am risk averse and limit my investment in a single equity to 1% of my total assets or less. As a result of this 'rule', I have more than 100 equities in my portfolio. I ma interested in Closed End Funds.
After graduating from the University of Michigan, I joined Exponential ETFs, originally a Hedge Fund and now an ETF issuer run by Professor Claes Fornell (Donald C. Cook Distinguished Professor Emeritus of Business Administration and the University of Michigan Ross School of Business). Dr. Fornell has devoted his lifes work to the study of customer satisfaction and developed an investment thesis around being able to quantify that intangible asset, in order to take advantage of the enhanced cash flows enjoyed by companies who have satisfied customers. We recently launched an ETF (Ticker: ACSI) based on the same underlying investment thesis. We also offer the Reverse Cap Weighted US Large Cap ETF (Ticker: RVRS), which flips the S&P 500 on its head to take advantage of the small-minus-big "size factor" and provide exposure to an underrepresented segment of US Large Cap. I received an MBA with a specialization in Finance and Real Estate from the NYU Stern School of Business and my current position is Director of Operations and Capital Markets at Exponential ETFs.
Henry Cobbe CFA is Head of Research at Elston Consulting an independent investment consultant. Henry worked as a research analyst in London at Schroders and Thames River Capital LLP, and was a partner at Nevsky Capital LLP.
Dale Roberts is an Investment Funds Advisor with Tangerine Investment Funds Limited, a subsidiary of Tangerine Bank wholly owned by Scotiabank. My articles are for information purposes only and do not constitute investment advice or an offer or the solicitation of an offer to buy or sell any securities. These articles are my personal opinion and are not those of Tangerine Bank or its subsidiaries. Remember past performance is not guaranteed and may not be repeated. Investment strategies are not suitable for everyone and you should always conduct your own research or speak to a financial advisor.
Retired; Bull or Bear (BDC, mREIT) 50/50 Portfolio; dividends greater than 75% of my gross employment income. I created a High Yield Investment dividend generator that contains a 50% weighting between agency mortgage REITs and BDCs.
**** Retired 2017 ****Retired 2017 ****Retired 2017 ****Retired 2017 ****
My current investment method started January 2014 to concentrate on high yield equities that put more importance on income and less on capital appreciation. Investment purchase is based on each individual stock generating a minimum dividend per year. As long as stocks are generating income to meet or exceed my minimum dividend they will not be added too or removed. I am not a Financial Analyst or a professional money manager, just someone who realizes income cash flow is the focus of my investment method.
1) Currently surplus dividends are reinvested back into stocks that require their dividends to be increased to meet my minimum yearly dividend. Since retiring in 2017 I have set up withdraws based on 50% of total cash flow income generated increasing at 3% per year.
2) The investment selection is based on this principle; BDCs outperform when markets are going up (positive correlation), and mREITs, outperform when markets are going down (negative correlation).
3) Capital gain does not apply to my investment method since this implies the anticipation of buy and hope for price increase in order to sell at a profit. Income cash flow is the main driver of my investment method in retirement. Portfolio balance will naturally increase since I'm always be in the accumulation phase.
Tom Roseen is the Head of Research Services, joining from Janus in 1996. He is the editor and an author of Lipper's U.S. Research Studies, FundFlows Insight Reports and FundIndustry Insight Reports. He is involved in fund analysis and research, and contributes to the monthly and quarterly equity and fixed income FundMarket Insight reports, webcasts and podcasts, where he focuses on domestic and world fund performance and attribution. His areas of expertise include closed-end fund analysis, portfolio evaluation, equity and fixed income fund research, fund flows analysis, after-tax performance and Lipper Leaders. Tom has a BS in finance from Metropolitan State College of Denver and a Master's in International Management from the University of Denver. Tom is a member of the CFA Society of Colorado.
I am a retired lawyer. I know little about investing, but my deceased husband was very good at it and had lots of fun doing it. Alas, I didn't pay much attention, partly because I thought that skill was beyond me. The good news is that (beyond me or not) I have significant assets to manage. The bad news is that I have a lot to learn. Thanks to some of the contributors on Seeking Alpha who are excellent and generous teachers, I AM learning.
I write about companies trading at attractive valuations with strong growth trajectories and a history of paying dividends to shareholders.
If you are looking for a great cause and a well run charity with low overhead- please consider https://www.ntsad.org/index.php/make-a-gift
They fund research to cure Tay Sachs and related diseases. Can read about them at https://ntsad.org/
My profile: Mixture of buy and hold equities and higher risk securities and LEAP calls. The picture is James K. Polk; one of our most successful and underrated presidents. Ran for office stating he would accomplish 4 things. Accomplished all four, died shortly after his term completely exhausted.
ADS Analytics is a financial markets research group. We analyze the market through the prism of value, fundamental and technical factors and offer a number of screens and metrics to help investors make the right decisions for themselves. We focus specifically on income-products such as closed-end funds and ETFs.
Dividend growth investor..........long CLNS , REG , AGNC , ORI, KMI , KRG, AINV , LYRI , VER , HST , DLR , OHI , SDRL , PSEC , GRPN , AAPL , AWR , UDHI , RIG , CMCSA , BBEP , NLY , BABA, WMC , BRC , RGEN , FSC, MKC , MAIN , NYMT , APU , MCD , PM , GE , PGH , VNR , AI , PMT , MMLP, XOM , CVX , COP , BP, SU , SNY, SJR , PEP , EMR , BEN , QCOM , ETP , JNJ , HRL , T , WEC , K, ED , PG, RAVN , WMT , HSY, BAX , CAT, TGH, GIS , CL , VZ , AFL , DIS , SBUX , MSFT , GSK , SAN , NVS , NRE , DE , WEYS , AXP, GILD , GPS , SHPG , EXR , DG , WHR , RHI , TILE , KMB , JCP , VFC , HBI , BBT , TGT, DSW , RAD , SJM , TJX , NYCB , WSM , CTL , BGS , VIG , VYM , TAREX , PRWCX , OAKBX , OAKMX , CFIMX , SHOP , CVS , F , GOOG , FB , KHC , LEG , MO , TUP , BIG , CHD , MMM ....
I am currently self-employed as an independent fee-only financial consultant through my own firm, Back-In-The-Black Wealth Management, LLC. The firm is not affiliated with a particular broker-dealer or custodian, and I offer hourly consulting for a fee, rather than manage assets directly, to avoid conflicts of interest and to lower costs for clients and my practice alike. I I have been an investment blogger and journalist with the Motley Fool as well as my own financial blog. I have also served as a market and demographics consultant to a promising tech startup; I was also heavily engaged in idea generation for platform enhancement and increasing user engagement, as well as utility for both end-users and institutions at the aforementioned firm. I am very entrepreneurial, self-motivated, and passionate about finance. Included in the suite of advisory services offered, retirement income, especially guidance on variable annuities, including mutual funds, fixed annuities, and immediate annuities is a high priority. I do NOT sell these products, however, but merely offer my opinions on various contracts. In developing a solid financial plan for clients, I consider securities offered, target allocations, risk tolerance, and myriad other factors to assist with wealth accumulation, preservation, and distribution. Income planning is a crucial, but often overlooked aspect of financial planning. I have recently enrolled in the University of Richmond's CFP Program to attain the Certified Financial Planner designation. I have also studied the entire CFA Level 1 curriculum, and plan using that base of knowledge to enter into Creighton University's dual Masters in Finance/CFA dual program, after I am done with the CFP program.
I enjoy studying, analyzing and making money with stocks.
Some of the best dividend growth investing authors on Seeking Alpha include the following in alphabetical order: Adam Aloisi, Chuck Carnevale, Chowder, David Crosetti, Mike Nadel, Dividend Sleuth, David Van Knapp, and Bob Wells.
Downtown Investment Advisory (DIA)* is a New York-based investment adviser registered with the U.S. Securities and Exchange Commission (SEC). DIA provides customized investment advisory services to individuals, charitable institutions and retirement plans. DIA currently has over $75 million of assets under management. DIA specializes in creating custom fixed income portfolios with a core of individually selected bonds that we recommend be held to maturity. Other income assets, such as preferred stock and exchange traded debt, are also used to diversify an income portfolio. Depending on the needs and risk profile of clients, fixed income portfolios can target yields ranging from 3%-9% per annum.
DIA utilizes the services of both Charles Schwab and Interactive Brokers as a third party custodian. Clients of DIA will open and control an account at the third party custodian in their own name, and DIA never takes custody of client accounts. Registration with the SEC does not imply that DIA, or any individual providing investment advisory services on behalf of DIA, possesses a certain level of skill or training. DIA's Seeking Alpha page has over 1,000 followers. These followers have not been solicited by DIA, and the presence of these followers should not be considered testimonials or advertisements for DIA's investment management services.
DIA's investment manager, Salo Aizenberg, a graduate of Columbia Business School with an MBA in Finance, is a highly experienced finance and investment professional with 24 years of active investing in fixed income, equity, and alternative investments, having managed institutional portfolios exceeding $500 million.
Important disclaimer language for all articles published on Seeking Alpha, including premium Newsletter articles:
All articles published by DIA, including those published in the High Yield Bond Investor Newsletter (the "Newsletter"), are intended as an information source for investors capable of making their own investment decisions. However, this information is not intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any particular investor. It remains the reader’s exclusive responsibility to review and evaluate the content of the articles and to determine whether to accept or reject the content. DIA expresses no opinion as to whether any of the content of any article or recommendation is appropriate for a reader’s investment portfolio, strategy, financial situation, or investment objective. Readers do not receive investment advisory, investment supervisory or investment management services, nor the initial or ongoing review or monitoring of the reader’s individual investment portfolio or individual particular needs. Therefore, no reader should assume that any articles published on Seeking Alpha or the Newsletter is a substitute for individual personalized advice from an investment professional of the reader’s choosing. Rather, these articles and the Newsletter is designed solely to provide readers with a method to evaluate certain investment-related information.
High Yield bonds are not suitable for many investors and by definition are not Investment Grade bonds and therefore carry a much higher level of risk. High Yield bonds (and similar high yielding investments) are subject to various risks including interest rate risk, credit risk, and market risk which could result in the total loss of the investment. Past performance is no guarantee of future results. DIA encourages readers to consult with their own independent financial adviser with respect to any investment in any security mentioned.
The information upon which all articles are based is obtained from sources believed to be reliable, but has not been independently verified. Therefore, DIA cannot guarantee its accuracy. Information regarding a company or security may be obsolete by the time it is published on Seeking Alpha and investors must therefore independently verify updated information regarding a company or investment. Any opinions or estimates constitute the author's best judgment as of the date of publication, and are subject to change without notice.
Despite best efforts to provide quality investment information to our readers, DIA does not accept any liability or responsibility for any loss resulting from investment decisions based on information in any article. DIA does not get paid or receive compensation of any kind by any company or any third party for discussing a particular company or investment in any article.
DIA frequently holds in both personal and client accounts many of the investments recommended on Seeking Alpha, including in the Newsletter. DIA may purchase a recommended investment prior to or after a recommendation is published on Seeking Alpha. Readers should be aware that this may present a conflict of interest.
* Downtown Investment Advisory is the "doing business as" name of Maytal Asset Management LLC. A copy of DIA's Form ADV Parts 1 and 2A disclosure documents are available via the Investment Advisor Disclosure Website (www.adviserinfo.sec.gov/IAPD).
I am a fearless economics student looking for tangible value in companies and markets. I invest based on my beliefs that are derived from deeper market trends, research about actual sales, operating costs, revenue, and debt. I look for companies trading at a discount based upon the exchange of goods and services, not technical analysis nor speculation.
I am a 30-year-old father of three, recently medically retired US Marine. I began investing with my retirement in mind and have enjoyed the learning curve. I enjoy writing for Seeking Alpha to share my ideas and create discussions with fellow investors. I firmly believe that investing should be made more approachable to the masses and strive to keep my articles simple yet informative. Being on a "fixed" but stable income and lone "breadwinner" in the house creates interesting dynamics and greatly impacts my investing approach. I currently hold in no particular order:
AAPL, DIS, MO, MKRS, CGNX, T, VCLT, EDV, XAR, TAIL, AGX, FENY.
DISCLAIMER: I am not an investing professional. As a result, anything that I write should not be taken as investment advice as it is my personal opinion at the time. In addition, I am not your fiduciary nor do I understand your personal financial situation. Please perform your own due diligence on any potential investment decisions.
Ph.D. economics and Finance MBA finance
Globe Institute of Technology
Professor – Economics and Finance, Chair of Business Department
Colorado Technical University
Adjunct Professor – courses: Applied Managerial Finance (Graduate Level), Microeconomics, International Finance
European School Of Economics (New York Campus)
Adjunct Professor – Economics (Graduate Level) Courses taught: Microeconomics
Metropolitan College of New York
Adjunct Professor – Economics, Banking and Finance
Courses taught: History of Economic Thought, Macroeconomics, Money and Financial Institutions
World Gold Council
New York, NY
• Constructed econometric models relating to gold's role as a portfolio diversifier primarily aimed at institutional investors.
• Focused on models of the embedded optionality of gold in terms of its relation to other investment assets and economic fundamentals such as inflation and business conditions.
Founder and President, Internet Startup company with polling and investment advice websites.
Fundamental Portfolio Advisors, Inc.
Chief Portfolio Strategist – President
• At the predecessor company I started the New York Muni Fund, the first single state triple tax-free municipal bond fund.
• I took the fund from a one-employee start-up where I performed every function to a family of mutual funds which had five funds with total assets above $300 million and which did all of its distribution, accounting and transfer in-house.
• I wrote the initial prospectus and was responsible for managing the portfolios of what eventually grew to be a family of 5 mutual funds.
• Was chief economist for parent company’s brokerage affiliate.
• Involved on the buy-side in the development and monitoring of various structured municipal finance products. Worked with major issuers such as New York City and major investment banks such as Merrill Lynch and Goldman Sachs.
• Designed and submitted a U.S. Patent Application for a portfolio management system for mutual funds involving derivatives.
Note: In 1996 Fundamental Portfolio Advisors and myself were subject to civil litigation by the SEC which resulted in deregistration and a permanent bar from the securities industry.
A. Gary Shilling & Co.
Senior Economist – Vice President
Economic consulting, modeling and forecasting. Both macro and micro.
• Clients included: Emerson Electric, Bethlehem Steel, Castle & Cooke, Cooper Industries and the U.S. Department of Transportation.
• I was the author of the 1979 study commissioned by the U.S. Government Interstate Commerce Commission, which calculated the expected economic impact of trucking deregulation.
White, Weld & Co, Inc.
• White, Weld was the sixth largest investment banking and brokerage firm when Merrill Lynch bought it.
• Extensive work was done on the All-American Pipeline Proposal to tap the Alaskan Gas Reserves.
• The economics department of White, Weld formed A. Gary Shilling & Co. at the time of the Merrill Lynch merger.
American Stock Exchange
New York University
June 1978 Ph.D.
• Ph.D. dual field, economics and finance.
• Doctoral dissertation was in contingency claims (options) theory
June 1973 MBA with concentration in economics and finance
NYU Engineering School
June 1971 Bachelor of Science - Nuclear Engineering Tau Beta Pi
Analysis of the Embedded Inflation Optionality in Gold Prices. World Gold Council, 2000. New York, N.Y.
The Economic Impact of Trucking Deregulation. Interstate Commerce Commission, 1979, Washington D.C.