I am an individual investor who has been investing for over 35 years. As a conservative investor, I prefer to invest in dividend paying stocks. The bulk of my portfolio is in energy related securities. However, in the past year or so, I have established a core position in Fidelity Spartan Index Funds and will continue to build that position to "simplify" investments as I get older. I had the honor to serve in the US Army for 32 years (acitve and reserve service) from which I retired in 2006. My wife and I live in the San Antonio area but love to travel to the Pacific Northwest to visit friends and family there.