Hale Stewart spent 5 years as a bond broker in the late 1990s before returning to law school in the early 2000s. He is currently a tax lawyer in Houston, Texas. He has an LLM from the Thomas Jefferson School of Law in domestic and international taxation where he graduated Magna Cum Laude He is the author of the book US Captive Insurance Law, Captive Insurance in Plain English and the Lifetime Income Security Solution.
Follow me on Twitter at @originalbonddad
You can read his legal analysis on his law office's blog.
"To be best of breed requires a strong moat and I believe that this is something that can not be found by just looking at the numbers"
You may find my writing style to be a bit different - I heavily prioritize the business model over anything else. There are many businesses with great earnings and dividends histories - how do you know which ones will continue to prosper in the future? We must avoid investing like a stock screener and should carefully filter out companies that look good on paper but in reality posses no moat.
I am most influenced by Peter Lynch's teachings in "One up on Wall Street." I highly recommend this book for all beginning investors. I should point out that there is much more to learn from him than "buy what you know" which even is not ever said in his book. Lynch taught me to focus on understanding the business model and the free cash flow.
I hope to contribute to this stock community and keep investing fun (and profitable!)
Current Conviction Buys:
Simon Property Group (SPG)
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INDEPENDENT Financial Advisor / Professional Investor- with over 30 years of navigating the Stock market's "fear and greed" cycles that challenge the average investor. Investment strategies that combine Theory, Practice and Experience to produce Portfolios focused on achieving positive returns over a period of time. My soon to be launched Marketplace Service "The Savvy Investor" provides winning advice in helping to avoid the pitfalls and traps that wreak havoc on your portfolio with a focus on Income and Capital Preservation.
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All articles published by DIA, including those published in the High Yield Bond Investor Newsletter (the "Newsletter"), are intended as an information source for investors capable of making their own investment decisions. However, this information is not intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any particular investor. It remains the reader’s exclusive responsibility to review and evaluate the content of the articles and to determine whether to accept or reject the content. DIA expresses no opinion as to whether any of the content of any article or recommendation is appropriate for a reader’s investment portfolio, strategy, financial situation, or investment objective. Readers do not receive investment advisory, investment supervisory or investment management services, nor the initial or ongoing review or monitoring of the reader’s individual investment portfolio or individual particular needs. Therefore, no reader should assume that any articles published on Seeking Alpha or the Newsletter is a substitute for individual personalized advice from an investment professional of the reader’s choosing. Rather, these articles and the Newsletter is designed solely to provide readers with a method to evaluate certain investment-related information.
High Yield bonds are not suitable for many investors and by definition are not Investment Grade bonds and therefore carry a much higher level of risk. High Yield bonds (and similar high yielding investments) are subject to various risks including interest rate risk, credit risk, and market risk which could result in the total loss of the investment. Past performance is no guarantee of future results. DIA encourages readers to consult with their own independent financial adviser with respect to any investment in any security mentioned.
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I am working as a Business Analyst and Data Engineer in Germany and have started to build up a portfolio focused on Dividend Growth, both on the high and low-end yield spectrum. Primary focus is on Blue Chips with long-reaching dividend track records. I have been investing for 2 years and have been standing on the sidelines for way too long before.
I love developing spreadsheets in Google and Excel to analyze financial performance and integrate these two sources with each other!
Gary A. Gordon, MS, CFP® is the president of Pacific Park Financial, Inc., a Registered Investment Adviser with the SEC. He has more than 28 years of experience as a personal coach in “money matters,” including risk assessment, small business development and portfolio management. He favors tactical asset allocation strategies over "set-it-and-forget-it" investing.
Gary is often asked to consult as an educator. He has taught financial concepts in Mexico, Singapore, Hong Kong, Taiwan and the United States.
As a Certified Financial Planner™ (CFP®), Gary has distinguished himself as a reputable and trusted investor advocate. He writes commentary for ETF Expert, Seeking Alpha, The Street and TalkMarkets. Gary’s participation on local and national radio has spanned more than two decades, and he currently hosts the ETF Expert Show.
Gary is a “good sport” when his wife, Denise, beats him at Scrabble. Most of all, Gary takes special pride in a not-so-little energizer… his 21-year old daughter, Wei Gordon.
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Hello friends! I am a former wealth manager with over 25 years of experience working for a major investment banking firm. I retired in 2013. My eyes have witnessed the good, the bad, and the ugly of the financial world. These days, I spend my days watching the markets, managing my retirement portfolios, and focus on increasing the income of my accounts. I am on Seeking Alpha with the purpose of using my former career experience plus my day-to-day portfolio management to educate others. Specifically, INCOME investing for and while in retirement. For me, it is all about collecting INCOME now. I try to ignore the "what ifs" and the "waiting until it goes to..." because retirees want and many times need INCOME now. Stocks go up and down and all around, but the income you collect is yours. It is yours to keep, to spend, to pay bills , to save, to gift, etc. It is about the INCOME and I use my double income strategy to collect as much income as I can.
My hope on here is to inform others and possibly make a few friends during my time on here. Ive read some wonderful articles on here and hope I can meet and exceed the high standard of content that other contributors have provided on Seeking Alpha. I do not give investment advice anymore. I will share my thoughts and my opinions in a "straight talk way" about stocks I own or want to own or want to sell and the covered call options.
Aside from the financial world, spending time my best friend and longtime spouse and my young chocolate lab, are the best things in my life.
I own 315 stocks. Retired at age 60, currently age 64. Living off pensions and social security. I do not intend to draw on dividends before 2018. Total Portfolio yield 2.15%.
* My Percentage of portfolio allocation based on dividend yield:
Growth yield, 0%: 25.0%
Growth and Income yield, 0.1% - 2.7%: 41.0%
Slow Growth and Income yield, 2.71% - 5.0%: 25.0%
Income yield, 5.1% and up: 9.0%
* My PORTFOLIO STOCK COMPOSITION
Symbol : Description
AAPL : APPLE INC
ABBV : ABBVIE INC
ABCCF : ABCANN GLOBAL CORPORATION
ABMD : ABIOMED INC
ABT : ABBOTT LABORATORIES
ACBFF : AURORA CANNABIS INC
ACN : ACCENTURE PLC
ADBE : ADOBE SYSTEMS INC
ADNT : ADIENT PLC
ADP : AUTOMATIC DATA PROCESSING INC
AEP : AMERICAN ELECTRIC POWER COMPANY INC
AET : AETNA INC
AFL : AFLAC INC
AGR : AVANGRID INC
ALGN : ALIGN TECHNOLOGY INC
AMAT : APPLIED MATERIALS INC
AMGN : AMGEN INC
AMP : AMERIPRISE FINANCIAL INC
AMT : AMERICAN TOWER CORPORATION
AMZN : AMAZON COM
ANET : ARISTA NETWORKS
ANTM : ANTHEM INC
AOS : AO SMITH CORP
APHQF : APHRIA INC
APD : AIR PRODUCTS AND CHEMICALS INC
APH : AMPHENOL CORP
APTIV : APTIV PLC
APU : AMERIGAS PARTNERS LP
AQN : ALGONQUIN POWER
ARTNA : ARTESIAN RESOURCES CORPORATION
ATHM : AUTOHOME INC
ATVI : ACTIVISION BLIZZARD INC
AVGO : BROADCOM LTD
AVY : AVERY DENNISON CORP
AWK : AMERICAN WATER WORKS
AWR : AMERICAN STATES WATER CO
AZO : AUTOZONE INC
BA : BOEING CO
BABA : ALIBABA GROUP HOLDING LIMITED
BAC : BANK OF AMERICA CORPORATION
BAX : BAXTER INTERNATIONAL INC
BCR : CR BARD INC
BDX : BECTON DICKINSON AND COMPANY
BERY : BERRY GLOBAL GROUP INC
BFB : BROWN FORMAN CORP
BIDU : BAIDU INC
BIIB : BIOGEN INC
BIP : BROOKFIELD INFRASTRUCTURE PARTNERS LP
BLK : BLACKROCK
BMY : BRISTOL MYERS SQUIBB CO
BOFI : BOFI HOLDING INC
BP : BP PLC
BRKB : BERKSHIRE HATHAWAY INC NEW
BSTI : BEST INC
BTI : BRITISH AMERICAN TOBACCO PLC
BURL : BURLINGTON STORES INC
BZUN : BAOZUN INC
C : CITIGROUP INC
CAT : CATERPILLAR INC
CB : CHUBB LIMITED
CBOE : CBOE GLOBAL MARKETS INC
CBRL : CRACKER BARREL OLD COUNTRY STORE INC
CCI : CROWN CASTLE INTERNATIONAL CORP REIT NEW
CE : CELANESE CORP
CELG : CELGENE CORPORATION
CERN : CERNER CORP
CHD : CHURCH AND DWIGHT CO INC
CHTR : CHARTER COMMUNICATIONS INC NEW
CIM : CHIMERA INVESTMENT CORPORATION NEW
CINF : CINCINNATI FINANCIAL CORPORATION
CL : COLGATE PALMOLIVE CO
CLX : CLOROX CO
CMCSA : COMCAST CORPORATION
CME : CME GROUP INC
CNC : CENTENE CORP
CNTTF : CANNTRUST HOLDINGS INC
COHR : COHERENT INC
CONE : CYRUSONE INC
COR : CORESITE REALTY CORPORATION
COST : COSTCO WHOLESALE CORPORATION
CRM : SALESFORCE COM INC
CSCO : CISCO SYSTEMS INC
CTAS : CINTAS CORPORATION
CTRP : CTRIP COM INTERNATIONAL LTD
CTSH : COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION
CTWS : CONNECTICUT WATER SERVICES INC
CVS : CVS HEALTH CORPORATION
CVX : CHEVRON CORPORATION
CWT : CALIFORNIA WATER SERVICE GROUP
D : DOMINION ENERGY INC
DEO : DIAGEO PLC
DG : DOLLAR GENERAL CORPORATION
DIS : WALT DISNEY CO
DLPH : DELPHI AUTOMOTIVE PLC
DLR : DIGITAL REALTY TRUST INC
DLTR : DOLLAR TREE INC
DNKN : DUNKIN BRANDS GROUP INC
DRE : DUKE REALTY CORPORATION
DRI : DARDEN RESTAURANTS INC
DWDP : DOWDUPONT INC
DY : DYCOM INDUSTRIES INC
EA : ELECTRONIC ARTS INC
EADSY : AIRBUS SE
ED : CONSOLIDATED EDISON INC
EDU : NEW ORIENTAL EDUCATION AND TECHNOLOGY GROUP INC
EEFT : EURONET WORLDWIDE INC
EMHTF : EMERALD HEALTH THERAPEUTICS INC
ENB : ENBRIDGE INC
EPD : ENTERPRISE PRODUCTS PARTNERS LP
ESNT : ESSENT GROUP LTD
ETE : ENERGY TRANSFER EQUITY LP
ETP : ENERGY TRANSFER PARTNERS LP NEW
EW : EDWARDS LIFESCIENCES CORP
EXPE : EXPEDIA INC
EXR : EXTRA SPACE STORAGE INC
FB : FACEBOOK INC
FBHS : FORTUNE BRANDS HOME AND SECURITY INC
FDS : FACTSET RESEARCH SYSTEMS INC
FDX : FEDEX CORP
FISV : FISERV INC
FIVE : FIVE BELOW INC
FIZZ : NATIONAL BEVERAGE CORPORATION
FLO : FLOWERS FOODS INC
FLT : FLEETCOR TECHNOLOGIES
FTV : FORTIVE CORPORATION
GAIN : GLADSTONE INVESTMENT CORPORATION
GD : GENERAL DYNAMICS CORPORATION
GE : GENERAL ELECTRIC COMPANY
GILD : GILEAD SCIENCES INC
GOOGL : ALPHABET INC
GPC : GENUINE PARTS CO
GPN : GLOBAL PAYMENTS INC
GRUB : GRUBHUB INC
HEI : HEICO CORP
HEINY : HEINEKEN NV
HEP : HOLLY ENERGY PARTNERS LP
HII : HUNTINGTON INGALLS INDUSTRIES INC
HON : HONEYWELL INTERNATIONAL INC
HRL : HORMEL FOODS CORPORATION
HRS : HARRIS CORPORATION
HSY : HERSHEY COMPANY
HYYDF : HYDROPOTHECARY
HTHT : CHINA LODGING GROUP LTD
HUM : HUMANA INC
ICE : INTERCONTINENTAL EXCHANGE INC
ICLR : ICON PLC
INCY : INCYTE CORPORATION
INGN : INOGEN INC
INGR : INGREDION INCORPORATED
INTC : INTEL CORPORATION
INTU : INTUIT INC
IPGP : IPG PHOTONICS CORPORATION
ISRG : INTUITIVE SURGICAL INC
ITW : ILLINOIS TOOL WORKS INC
JAZZ : JAZZ PHARMACEUTICALS PLC
JD : JD COM INC
JNJ : JOHNSON AND JOHNSON
JP : JUPAI HOLDINGS LIMITED
JPM : JP MORGAN CHASE AND CO
KHC : KRAFT HEINZ COMPANY
KMB : KIMBERLY CLARK CORP
LEA : LEAR CORP
LEG : LEGGETT AND PLATT INC
LFUS : LITTELFUSE INC
LKQ : LKQ CORPORATION
LLY : ELI LILLY AND CO
LMT : LOCKHEED MARTIN CORP
LNT : ALLIANT ENERGY CORP
LOW : LOWES COMPANIES INC
LRCX : LAM RESEARCH CORPORATION
LXRP : LEXARIA BIOSCIENCE CORPORATION
LYB : LYONDELLBASELL INDUSTRIES NV
MA : MASTERCARD INCORPORATED
MAIN : MAIN STREET CAPITAL CORP
MAS : MASCO CORP
MCD : MCDONALDS CORP
MDXG : MIMEDX GROUP INC
MEDFF : MEDRELEAF CORPORATION
MELI : MERCADOLIBRE INC
MFA : MFA FINANCIAL INC
MHK : MOHAWK INDUSTRIES INC
MKC : MCCORMICK AND CO
MMM : 3M COMPANY
MMP : MAGELLAN MIDSTREAM PARTNERS LP
MNST : MONSTER BEVERAGE CORPORATION
MO : ALTRIA GROUP INC
MOMO : MOMO INC
MPC : MARATHON PETROLEUM CORPORATION
MPWR : MONOLITHIC POWER SYSTEMS INC
MS : MORGAN STANLEY
MSEX : MIDDLESEX WATER COMPANY
MSFT : MICROSOFT CORPORATION
MTCH : MATCH GROUP INC
NDAQ : NASDAQ INC
NDSN : NORDSON CORPORATION
NEE : NEXTERA ENERGY INC
NFLX : NETFLIX INC
NHI : NATIONAL HEALTH INVESTMENTS INC
NKE : NIKE INC
NNN : NATIONAL RETAIL PROPERTIES INC
NOC : NORTHROP GRUMMAN CORP HOLDING CO
NOW : SERVICENOW INC
NPSNY : NASPERS
NTES : NETEASE INC
NUE : NUCOR CORPORATION
NVDA : NVIDIA CORPORATION
NVEE : NV5 GLOBAL INC
NVO : NOVO NORDISK
NWBI : NORTHWEST BANCSHARES INC
NXTTF : NAMASTE TECHNOLOGIES INC
O : REALTY INCOME CORPORATION
OKE : ONEOK INC
OLLI : OLLIES BARGAIN OUTLET HOLDINGS INC
OGRMF : ORGANIGRAM HOLDINGS INC
ORLY : O REILLY AUTOMOTIVE INC
OZRK : BANK OF THE OZARKS INC
PANW : PALO ALTO NETWORKS INC
PAYC : PAYCOM SOFTWARE INC
PAYX : PAYCHEX INC
PCLN : PRICELINE GROUP INC
PEP : PEPSICO INC
PF : PINNACLE FOODS INC
PG : PROCTER AND GAMBLE CO
PKG : PACKAGING CORP
PLNT : PLANET FITNESS INC
PM : PHILIP MORRIS INTERNATIONAL INC
PRAH : PRA HEALTH SCIENCES INC
PRMCF : CRONOS GROUP INC
PSA : PUBLIC STORAGE
PSX : PHILLIPS 66
PYPL : PAYPAL HOLDINGS INC
QSR : RESTAURANT BRANDS INTERNATIONAL INC
RDDTF : RADIENT TECHNOLOGIES INC
RDSA : ROYAL DUTCH SHELL PLC
REGN : REGENERON PHARMACEUTICALS INC
RHT : RED HAT INC
RMD : RESMED INC
ROP : ROPER TECHNOLOGIES INC
ROST : ROSS STORES INC
RSG : REPUBLIC SERVICES INC
RTN : RAYTHEON CO
RY : ROYAL BANK OF CANADA
SBUX : STARBUCKS CORPORATION
SECO : SECOO HOLDING LTD
SEP : SPECTRA ENERGY PARTNERS LP
SHW : SHERWIN WILLIAMS
SINA : SINA COM
SJM : JM SMUCKER COMPANY
SJW : SJW GROUP
SKX : SKECHERS USA
SNNVF : SUNNIVA INC
SODA : SODASTREAM INTERNATIONAL LTD
SPR : SPIRIT AEROSYSTEMS HOLDINGS INC
SQ : SQUARE INC
SRE : SEMPRA ENERGY
STZ : CONSTELLATION BRANDS INC
SWK : STANLEY BLACK AND DECKER INC
SYK : STRYKER CORP
SYY : SYSCO CORP
TAL : TAL EDUCATION GROUP
TAP : MOLSON COORS BREWING COMPANY
TCEHY : TENCENT HOLDINGS LTD
TCP : TC PIPELINES LP
TD : TORONTO DOMINION BANK
TDY : TELEDYNE TECHNOLOGIES
TEAM : ATLASSIAN CORPORATION PLC
THO : THOR INDUSTRIES
TJX : TJX COMPANIES INC
TLP : TRANSMONTAIGNE PARTNERS LP
TMO : THERMO FISHER SCIENTIFIC INC
TMUS : T MOBILE US INC
TOT : TOTAL SA
TRGP : TARGA RESOURCES CORPORATION
TSCO : TRACTOR SUPPLY COMPANY
TSM : TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD
TSN : TYSON FOODS
TWMJF : CANOPY GROWERS
TXN : TEXAS INSTRUMENTS INCORPORATED
UL : UNILEVER PLC
ULTA : ULTA BEAUTY INC
UNH : UNITEDHEALTH GROUP INC
UNP : UNION PACIFIC CORP
UVE : UNIVERSAL INSURANCE HOLDINGS INC
V : VISA INC
VFC : VF CORPORATION
VGR : VECTOR GROUP LTD
VLO : VALERO ENERGY CORPORATION
VRSN : VERISIGN INC
VTR : VENTAS INC
WASH : WASHINGTON TRUST BANCORP INC
WB : WEIBO CORPORATION
WBA : WALGREEN BOOTS ALLIANCE INC
WCN : WASTE CONNECTIONS INC NEW
WEC : WEC ENERGY GROUP INC
WES : WESTERN GAS PARTNERS LP
WM : WASTE MANAGEMENT
WMT : WALMART STORES INC
WPC : WP CAREY INC
WSO : WATSCO INC
WTR : AQUA AMERICA INC
WUBA : 58 COM INC
XEL : XCEL ENERGY INC
XOM : EXXON MOBIL CORP
XYL : XYLEM INC
YELP : YELP INC
YNDX : YANDEX NV
YORW : YORK WATER COMPANY
YRD : YIRENDAI LTD
YUM : YUM BRANDS INC
YUMC : YUM CHINA HOLDINGS INC
YY : YY INC
ZTO : ZTO EXPRESS CAYMAN INC
ZTS : ZOETIS INC
* My Portfolio Sector composition:
37 Consumer Defensive stocks, 20% of portfolio, index is 8%.
53 Technology stocks, 17% of portfolio, index is 21%.
44 Health Care stocks, 12% of portfolio, index is 14%
47 Consumer Cycle stocks, 12% of portfolio, index is 11%.
41 Industrial stocks, 10% of portfolio, index is 11%.
22 Energy stocks, 8% of portfolio, index is 6%.
29 Financial Services stocks, 8% of portfolio, index is 17%.
20 Utility stocks, 6% of portfolio, index is 3%.
13 Real Estate stocks, 4% of portfolio, index is 3%.
4 Communications stocks, 1% of portfolio, index is 3%.
5 Materials stocks, 1% of portfolio, index is 3%.
Individual investor. Generally using index Mutual Funds or ETFs. Trying to diversify more (foreign in particular). Pick up tips & concepts, & learn more.
I'm at alpha to keep a finger on the current moods & predictions... and so I notice up coming big financial news events before they impact.
See you around! Feel free to write me!
I am the publisher of "Margin of Safety Investing" (MOSI) here on Seeking Alpha and have over 20 years of experience as an investment advisor. TipRanks.com has tracked me since 2011 and ranks me in the top few percent of all analysts. MarketWatch.com named me "The World's Next Great Investing Columnist" after I predicted the oil shale boom in their analyst competition.
You can find my archived articles on MarketWatch.com, Morningstar, Real Clear Markets, Business Journals in various cities and numerous other sites. I have been a featured guest on the "Boomers Rock" radio show, Cody Willard's Underground, Investor in the Family with Seeking Alpha Contributor Brian Bain, Money Radio in Phoenix, Forex Analytix, Investing with David Moadel, appeared on Fox Business and other interviews.
See my two free reports: "Intelligent Asset Allocation for Better Returns and Lower Risk" and "Core 4 Investing Method: A Step by Step Approach" to learn more about my investment philosophy.
I am from a middle class working family. I remember the struggles of the 1970s and 1980s growing up. I understand that a changing world is dangerous and frightening, but also offers opportunities for greater happiness and financial freedom if you can find a path. My goal is to help you find a path to live how you want and take care of who you love.
@KirkSpano on Twitter
See https://BluemoundAM.com for full disclaimers.
I am a value investor focusing on REITS and other income producing stocks and etfs. I have accounting designations from both US & Canada.
Praise for Trapping Value
"If you have to read one REIT analyst today after reading all of the others …twice...read Trapping Value." - The Los Angeles Times
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“Once in a generation an analyst comes along who changes everything. It is highly probable that Trapping Value has heard of that analyst.”- Jeff Bezos
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"Not just a pretty face." Trapping Value’s spouse
"It's a TRAP!!!!!"- Admiral Ackbar
I am a financial writer, publisher, and New York Times bestselling-author. Each week, nearly a million readers around the world receive my Thoughts From the Frontline free investment newsletter. My most recent book is Code Red: How to Protect Your Savings from the Coming Crisis. I appear regularly on CNBC and Bloomberg TV. I’m also Chairman of Mauldin Economics, a research group that provides monthly analysis and recommendations to thousands of readers around the world. I was previously CEO of the American Bureau of Economic Research. Today I am President of the investment advisory firm Millennium Wave Advisors, LLC. I am also president and registered principal of Millennium Wave Securities, LLC a FINRA and SIPC registered broker dealer. When I’m not traveling to speak at conferences and events, I live in Dallas, TX. I’m also the proud father of seven children.
My name is Nick Mackintosh, born in May of 1988 and I am currently residing in London, UK. I got involved in the financial markets during 2010 after my poker career ended due to online poker becoming illegal in the USA. The 2 things I most enjoy in my life are card games and the stock market, influenced by my grandfather. I had always enjoyed movies such as Wall Street / Boiler Room / Trading Places / Rogue Trader but what really piqued my interest was Million Dollar Traders featuring Anton Kreil and Lex Van Dam from Goldman Sachs. I read every book I could get my hands on for technical and fundamental analysis and traded a demo account for a while before making my first deposit. My first major setback was during the announcement of Greece and potentially Spain needing a bailout, I was heavily leveraged in the financial sector at the time which included a lot of bank stocks. This quickly wiped out my first account. Second setback was deciding I could be a day-trader by scalping the forex market such as the EUR/USD or GBP/USD pair for 5 pips per trade several times a day. Even though some technical strategies can and do work, the idea is ludicrous when you factor in the spread/commission charges and the general risk of it. I started to slowly wake up and become known as a Turtle, which is basically trend following several currency pairs (or stocks for that matter) on a weekly time frame. If your analysis is right, the bigger the time frame the more chance you have of being proven right due to not being whipsawed out of the trade during volatile news announcements such as Unemployment Figures of the Non-Farm Payroll. My true love for the financial markets had always been fundamental analysis in stocks. I have spent a lot of time researching companies I am interested in. Not only do I try to figure out their business model and project growth. We also have to factor in the company's competitors and how they can do during economic turmoil by looking at their balance sheets and cash flow. Long story short I am a long only investor who has moved from Dividend Growth to a High Yield portfolio, consisting of mainly Regulated Investment Companies. This is due to them being required by law, to distribute at least 90% of their earnings to shareholders.
On October 31st, 2014, I retired. Turned in the keys to the company car, gave them my computer and my account lists and joined the ranks of those who "slipped off into the sunset." I never thought in retirement that I would be this busy. It's fun. Time with the grandkids, time to perfect my cooking skills, and time to travel and check off the things on my bucket list. I should have done this a long time ago.
Steven Bavaria writes about finance, economics and politics, drawing on his forty-five years experience in international banking, credit, investment, human resources/training, journalism and public service. Now retired from his "day job" on Wall Street, Bavaria lives mostly off his investments. His focus is largely on income-oriented stocks, bonds and mutual funds, as well as closed-end funds, ETFs and other IRA-suitable investments. His book "Too Greedy for Adam Smith: CEO Pay and the Demise of Capitalism" is available on Amazon and at independent retailers. (Here is link.)
Bavaria began his career at the Bank of Boston, where he handled international credit workouts that included managing a fleet of ships, chasing a Vatican-owned bank in Switzerland, and leading the turnaround of troubled branches in Australia and Panama. He also ran the bank's human resources department, which is where he saw personally the beginnings of many of today's executive compensation excesses.
More recently he worked at Standard & Poor's, where he introduced ratings to the leveraged loan market. In between Bank of Boston and S&P he was Assoc. Commissioner of the Massachusetts Dept. of Mental Health, worked briefly for Citibank, and was a reporter for IDD Magazine. He also did a short stint at a smaller rating agency where he had to leave in a hurry after writing an article called "From Banker to Bookmaker" that was deemed a bit too candid in describing the conflicted role of major commercial and investment banks. (Read it here.)
Bavaria graduated from Georgetown University and New England School of Law. He lives in Boca Raton, Florida.
Investing for 20 years, emphasizing stock picking for the last ten. Long-only, driven by valuation relative to risk and growth prospects. My contrarian approach works well during periods of volatility, typically trailing market returns during bull runs.
Founder and Director of Gerring Capital Partners.
Publisher of The Universal marketplace service on Seeking Alpha.
Instructor at Ursinus College in the Department of Business and Economics.
Faculty Advisor to the Ursinus College Finance Scholars.
BS in Economics, MA in Public Policy (International Economics). J is a well-known voice in the global shipping community, with unparalleled investment results and a penchant for activist investing.
Mintzmyer founded Value Investor's Edge, a top-ranked deep value research service in May 2015, with the goal of establishing a top-tier community of deep value investors and activists. Value Investor's Edge subscribers leverage exclusive in-depth analytic reports and community investment experience to discover disconnects in global shipping and a variety of other beaten down sectors.
TipRanks.com ranked Mintzmyer’s performance in the top 3% of all global analysts at the end of 2015 for his 2-year investment performance. At the end of 2016, Mintzmyer was ranked in the top 2% for online 'bloggers' for two-year performance. While compiling his research, Mintzmyer has interviewed numerous management teams at public maritime firms, and has worked with a multitude of investors. His exclusive analysis has received numerous 'Top Idea,' 'Must Read,' and 'Small Cap Insight' awards. He is commonly cited in industry news such as TradeWinds and Splash 24/7 and has been interviewed multiple times on Cheddar TV.
J is a CFA candidate and investment enthusiast who utilizes Seeking Alpha to provide an open exchange of both trading and investment ideas. Masters in Public Policy, with focus on International Security & Economic Policy from the University of Maryland, College Park. Distinguished Graduate of the United States Air Force Academy with a B.S. in Economics. President of Mintzmyer Investments LLC, a financial services company specializing in equity research and hedge fund advisory.
Extensive background in financial analysis, equity research, accounting, portfolio management, and customized asset allocation through nearly a decade of formalized education, personal studies, and practical experience. Avid reader of business/investments and biographies.
Legal Disclaimer: Any related contributions to Seeking Alpha, or elsewhere on the web, are to be construed as personal opinion only and do NOT constitute investment advice. An investor should always conduct personal due diligence before initiating a position. Provided articles and comments should NEVER be construed as official business recommendations. In efforts to keep full transparency, related positions will be disclosed at the end of each article to the maximum extent practicable. The majority of trades are reported live on Twitter, but this cannot be guaranteed due to technical constraints.
My premium service is a research and opinion subscription. No personalized investment advice will ever be given. I am not registered as an investment adviser, nor do I have any plans to pursue this path. No statements should be construed as anything but opinion, and the liability of all investment decisions reside with the individual. Although I do my utmost to procure high quality information, investors should always do their own due diligence and fact check all research prior to making any investment decisions. Any direct engagements with readers should always be viewed as hypothetical examples or simple exchanges of opinion as nothing is ever classified as “advice” in any sense of the word.
Ian worked for Kerrisdale, a New York activist hedge fund, for three years, before moving to Latin America to pursue entrepreneurial opportunities there. His Ian's Insider Corner service provides live chat, model portfolios, full access and updates to his "IMF" portfolio, along with a weekly newsletter which expands on these topics.
Ian is also an associate analyst for Value Investor's Edge. VIE is a top-ranked deep value research service featuring exclusive work from J Mintzmyer, James Catlin, and Ian Bezek.
Yield Hunting is an alternative income investing service dedicated to income investors who are searching for yield hunting without the high risk of the equity market. Founded by a Lead Wealth Advisor, Chief Investment Strategist, and individual investor with two masters degrees and a CFA designation with over 20 years of investment experience.
This premium subscription service authored by Alpha Gen Capital features a core-satellite model that allows investors to adjust for their own particular risk tolerance. We specialize in fixed income closed-end funds for generating income during retirement, micro and small-cap value investing, and macro analysis.
Yield Hunting's Core proprietary portfolio has returned 13.83% YTD through September 2017 compared to 12.73% for the S&P500 and 3.64% for Barclays Aggregate Bond Index.
Dick Davis is a widely known and highly respected market commentator. He founded the "Dick Davis Digest" in 1982, one of the nation's most successful investment newsletters (he no longer has an affiliation). He pioneered in-depth stock market reporting on radio and television in the mid-'60s to the mid-'80s, broadcasting as often as 5 times a day. His was television's first daily in-depth market report, winning the Janus award for the nation's best business reporting, and laying the groundwork for the popular PBS "Nightly Business Report". Mr. Davis also wrote a three times a week stock market column for the "Miami Herald," which was syndicated by Knight Ridder to some 100 newspapers for over 10 years.
See his new book on Amazon: The Dick Davis Dividend (see below).
I joined Seeking Alpha in 2016 as its designated Dividends & Income editor. Previously, I was a deputy managing editor and before that a copy editor at TheStreet for 10 years, and an assistant editor at the Washington City Paper and managing editor at LATINA Style magazine. I have a BA in English from Amherst College and an MFA in fiction writing from NYU. I live outside of Boston with my husband, two small children and two large cats.
Derek is an individual investor seeking to navigate the investment world in order to provide a wealthy and stable retirement for his family. His aim is to help fellow investors, notably younger investors, establish a plan to produce a growing stream of income. Derek holds a Bachelor's degree in Computer Science with a minor in Economics from the University of Delaware and lives with his wife and two children.
Derek created and runs customstockalerts.com. It's a utility for investors to stay on top of all their stocks. Pick a company you are interested in, pick an alert type (price, dividend yield, PE, etc) and a value. You'll get a text or email (your choice) when your value hits.
There is also an ex-dividend utility, sending alerts when your companies are getting close to the big day. Use it as a chance to buy and collect the dividend!
Come check me out at customstockalerts.com and dividendderek.com!