Synchrony Financial (NYSE:SYF) Q4 2018 Earnings Conference Call January 23, 2019 8:30 AM ET
Company Participants
Greg Ketron - Director of Investor Relations
Margaret Keane - President & Chief Executive Officer
Brian Doubles - Executive Vice President & Chief Financial Officer
Conference Call Participants
Moshe Orenbuch - Credit Suisse
John Hecht - Jefferies
Sanjay Sakhrani - KBW
Don Fandetti - Wells Fargo
Rick Shane - JPMorgan
Betsy Graseck - Morgan Stanley
Mark DeVries - Barclays
Matthew O'Neill - Autonomous Research
Jamie Friedman - Susquehanna
Chris Brendler - Buckingham
Bill Carcache - Nomura
Operator
Welcome to the Synchrony Financial Fourth Quarter 2018 Earnings Conference Call. My name is Vanessa and I will be your operator for today's call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Please note that this conference is being recorded.
And I will now turn the call over to Mr. Greg Ketron, Director of Investor Relations. Sir, you may begin.
Greg Ketron
Thanks, operator. Good morning everyone and welcome to our quarterly earnings conference call. Thanks for joining us.
In addition to today's press release, we have provided a presentation that covers the topics we plan to address during our call. The press release, detailed financial schedules, and presentation are available on our website, synchronyfinancial.com. This information can be accessed by going to the Investor Relations section of the website.
Before we get started, I wanted to remind you that our comments today will include forward-looking statements. These statements are subject to risks and uncertainty and actual results could differ materially. We list the factors that might cause actual results to differ materially in our SEC filings, which are available on our website.
During the call, we will refer to non-GAAP financial measures in discussing the company's performance. You can
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