Lincoln National Corporation (LNC) CEO Dennis Glass on Q2 2019 Results - Earnings Call Transcript

Lincoln National Corporation (NYSE:LNC) Q2 2019 Earnings Conference Call August 1, 2019 10:00 AM ET

Company Participants

Chris Giovanni - Corporate Treasurer
Dennis Glass - President & Chief Executive Officer
Randy Freitag - Chief Financial Officer & Head of Individual Life

Conference Call Participants

Humphrey Lee - Dowling & Partners
Ryan Krueger - KBW
Suneet Kamath - Citi
John Nadel - UBS
Jimmy Bhullar - JP Morgan Chase
Alex Scott - Goldman Sachs
Tom Gallagher - Evercore ISI
Andrew Kligerman - Credit Suisse
John Barnidge - Sandler O'Neill
Josh Shanker - Deutsche Bank

Operator

Good morning and thank you for joining Lincoln Financial Group's Second Quarter 2019 Earnings Conference Call. At this time, all lines are in listen-only mode. Later, we will announce the opportunity for questions and instructions will be given at that time. [Operator Instructions]

Now, I would like to turn the conference over to the Corporate Treasurer, Chris Giovanni. Please go ahead sir.

Chris Giovanni

Thank you, Gigi. Good morning and welcome to Lincoln Financials Second Quarter Earnings Call. Before we begin, I have an important reminder. Any comments made during the call regarding future expectations, trends and market conditions including comments about sales and deposits, expenses, income from operations, share repurchases, liquidity, and capital resources are forward-looking statements under the Private Securities Litigation Reform Act of 1995.

These forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from current expectations. These risks and uncertainties include those described in the cautionary statement disclosures, in our earnings release issued yesterday, as well as those detailed in our 2018 annual report on Form 10-K, most recently most recent quarterly report on Form 10-Q, and from time-to-time in other filings with the SEC.

These forward-looking statements are made only as of today and we undertake