The Toronto-Dominion Bank (TD) CEO Bharat Masrani on Q3 2019 Results - Earnings Call Transcript

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Q3: 2019-08-29 Earnings Summary

EPS of $1.35 misses by $0.01
 | Revenue of $7.39B (3.26% Y/Y) beats by $31.49M

The Toronto-Dominion Bank (NYSE:TD) Q3 2019 Earnings Conference Call August 29, 2019 1:30 PM ET

Company Participants

Gillian Manning - Head of Investor Relations
Bharat Masrani - Chief Executive Officer
Riaz Ahmed - Chief Financial Officer
Ajai Bambawale - Chief Risk Officer
Teri Currie - Head Canadian Personal Banking
Greg Braca - President & Chief Executive Officer, TD Bank, America's Most Convenient Bank

Conference Call Participants

Ebrahim Poonawala - Bank of America Merrill Lynch
Steve Theriault - Eight Capital
Meny Grauman - Cormark Securities
Robert Sedran - CIBC Capital Markets
Scott Chan - Canaccord Genuity
Doug Young - Desjardins Capital Markets
Sumit Malhotra - Scotia Capital
Nigel D'Souza - Veritas Investment
Gabriel Dechaine - National Bank Financial
Darko Mihelic - RBC Capital Markets
Sohrab Movahedi - BMO Capital Markets

Operator

Good afternoon, ladies and gentlemen. Welcome to the TD Bank Group's Q3 2019 Conference Call. I would now like to turn the meeting over to Ms. Gillian Manning, Head of Investor Relations at TD Bank. Please go ahead, Ms. Manning.

Gillian Manning

Thank you, operator. Good afternoon and welcome to TD Bank Group's third quarter 2019 investor presentation. We will begin today's presentation with remarks from Bharat Masrani, the Bank's CEO; after which, Riaz Ahmed, the Bank's CFO will present our third quarter operating results; Ajai Bambawale, Chief Risk Officer, will then offer comments on credit quality, after which we will invite questions from prequalified analysts and investors on the phone.

Also present today to answer your questions are Teri Currie, Group Head Canadian Personal Banking; Greg Braca, President and CEO, TD Bank, America's Most Convenient Bank; and Bob Dorrance, Group Head Wholesale Banking.

Please turn to slide 2. At this time, I would like to caution our listeners that this presentation contains forward-looking statements that there are risks that actual results

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