Berkshire Hills Bancorp, Inc. (BHLB) CEO Richard Marotta on Q3 2019 Results - Earnings Call Transcript

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q3 2019 Earnings Conference Call October 29, 2019 10:00 AM ET

Company Participants

David Gonci - Capital Markets Director
Richard Marotta - Chief Executive Officer
James Moses - Chief Financial Officer
Georgia Melas - Chief Credit Officer
George Bacigalupo - Senior Executive Vice President, Commercial Banking
Sean Gray - President

Conference Call Participants

Mark Fitzgibbon - Sandler O’Neill & Partners LP
David Bishop - D.A. Davidson Companies
Laurie Hunsicker - Compass Point Research & Trading, LLC
Collyn Gilbert - Keefe Bruyette & Woods Inc.

Operator

Good morning and welcome to the Berkshire Hills Bancorp Q3 Earnings Release Conference Call. All participants will be in listen only mode. [Operator Instructions] After today’s presentation there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.

I would now like to turn the conference over to David Gonci, Capital Markets Director. Please go ahead.

David Gonci

Good morning and thank you for joining this discussion of third quarter results. Our news release is available on the Investor Relations section of our website, berkshirebank.com, and will be furnished to the SEC.

Our remarks will include forward-looking statements and actual results could differ materially from those statements. For detail and related factors, please see our earnings release and most recent SEC reports on Forms 10-K and 10-Q.

In addition, certain non-GAAP financial measures will be discussed on this conference call. References to non-GAAP measures are only provided to assist you in understanding our results and performance trends, and should not be relied on as financial measures of actual results or future projections. A comparison and reconciliation to GAAP measures is included in our news release.

And with that, I’ll turn the call over to CEO, Richard Marotta.

Richard Marotta

Thank you. Good morning, everyone, and thank you