Hilltop Holdings Inc.'s (HTH) CEO Jeremy Ford on Q3 2019 Results - Earnings Call Transcript

Hilltop Holdings Inc. (NYSE:HTH) Q3 2019 Results Earnings Conference Call November 1, 2019 9:00 AM ET

Company Participants

Erik Yohe - Senior Vice President, Corporate Development
Jeremy Ford - President and Chief Executive Officer
Will Furr - Chief Financial Officer

Conference Call Participants

Brett Rabatin - Piper Jaffray
Michael Rose - Raymond James
Michael Young - SunTrust
Woody Lay - KBW
Chris Gamaitoni - Compass Point

Operator

Good day. And welcome to the Hilltop Holdings Third Quarter 2019 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions]

Please note this event is being recorded. I would now like to turn the conference over to Erik Yohe. Please go ahead.

Erik Yohe

Thank you. Before we get started, please note that certain statements during today’s presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial conditions and anticipated amendments to our SEC filings, are forward-looking statements.

These statements are based on management’s current expectations concerning future events that, by their nature, are subject to risks and uncertainties. Our actual results, capital and financial condition may differ materially from these statements due to a variety of factors, including the precautionary statements referenced in our discussion today and those included in our most recent annual report and quarterly report filed with the SEC. Except to the extent required by law, we expressly disclaim any obligation to update earlier statements as a result of new information.

Additionally, this presentation includes certain non-GAAP measures, including taxable equivalent net interest margin, pre-purchase accounting taxable equivalent net interest margin, tangible common equity and tangible book value per share. A reconciliation of these measures to the nearest GAAP measure may be found in the appendix