Itau Unibanco Holding SA (NYSE:ITUB) Q3 2019 Earnings Conference Call November 5, 2019 8:00 AM ET
Company Participants
Candido Bracher - CEO
Milton Maluhy - EVP, Risks & Finance, CFO & CRO
Conference Call Participants
Eduardo Rosman - BTG
Jorg Friedemann - Citigroup
Jason Mollin - Scotiabank
Otávio Tanganelli - Crédit Suisse
Thiago Batista - UBS Investment Bank
Jorge Kuri - Morgan Stanley
Victor Schabbel - Bradesco BBI
Henrique Navarro - Santander Investment Securities
Domingos Falavina - JPMorgan Chase & Co.
Eduardo Nishio - Banco Plural
Neha Agarwala - HSBC
Operator
Good morning, ladies and gentlemen. Welcome to Itaú Unibanco Holdings Conference Call to discuss 2019 third quarter results. [Operator Instructions]. As a reminder, this conference is being recorded and broadcasted live on the Investors Relations site at www.itau.com.pr/investorsrelations. A slide presentation is also available on this site.
Before proceeding, let me mention that forward-looking statements are being made under the safe harbor of the Securities Litigation Reform Act of 1996. Actual performance could differ materially from that anticipated in any forward-looking comments as a result of macroeconomic conditions, market risks and other factors.
With us today in this conference call in São Paulo are Mr. Candido Bracher, President and CEO; Mr. Milton Maluhy, Executive Vice President, CFO and CRO; and Mr. Alexsandro Broedel, Group Executive Financial Director and Head of Investor Relations.
First, Mr. Candido Bracher will comment on 2019 third quarter results. Afterwards, management will be available for our question-and-answer session.
It is now my pleasure to turn the call over to Mr. Candido Bracher.
Candido Bracher
Good morning, everybody. Welcome to our third quarter 2019 earnings conference call. I will start the presentation on Slide 2, where we show the main highlights of our performance for the quarter. The recurring net income was BRL7.2 billion, representing a 1.7% growth when compared to the previous
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