Silvergate Capital Corporation's (SI) CEO Alan Lane on Q4 2021 Results - Earnings Call Transcript

Silvergate Capital Corporation (SI) Q4 2021 Earnings Conference Call January 18, 2022 11:00 AM ET

Company Participants

Hunter Stenback - Head of Investor Relations
Alan Lane - President & Chief Executive Officer
Tony Martino - Chief Financial Officer
Ben Reynolds - Chief Strategy Officer

Conference Call Participants

Dave Rochester - Compass Point
David Chiaverini - Wedbush
Michael Perito - KBW
Steven Alexopoulos - JPMorgan
Joseph Vafi - Canaccord
Will Nance - Goldman Sachs
Steve Moss - B. Riley Securities
George Sutton - Craig-Hallum

Operator

Good morning or good afternoon, all, and welcome to today's Silvergate Capital Corporation Fourth Quarter and Full Year 2021 Earnings Conference Call. My name is Adam, and I'll be your operator today. [Operator Instructions]

I will now hand you over to Hunter Stenback to begin. So, Hunter, please go ahead when you are ready.

Hunter Stenback

Thank you, operator, and good morning, everyone. We appreciate your participation in the Silvergate Capital Corporation's fourth quarter 2021 earnings call.

With me here today are Alan Lane, our Chief Executive Officer; Tony Martino, our Chief Financial Officer; and Ben Reynolds, our Chief Strategy Officer. As a reminder, a telephonic replay of this call will be available through 11:59 p.m. Eastern Time on February 1, 2022. Access to the replay is also available on the Investor Relations section of our website. Additionally, a slide deck to complement today's discussion is available on the IR section of our website.

Before we begin, let me remind everyone that this call may contain certain statements that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These include remarks about management's future expectations, beliefs, estimates, plans and prospects. Such statements are subject to a variety of risks, uncertainties and other factors, including the COVID-19 pandemic, that could cause actual results to differ materially from those indicated or