Huntington Bancshares Incorporated's (HBAN) CEO Steve Steinour on Q4 2021 Results - Earnings Call Transcript

Huntington Bancshares Incorporated (NASDAQ:HBAN) Q4 2021 Earnings Conference Call January 21, 2022 8:30 AM ET

Company Participants

Tim Sedabres - Director, Investor Relations
Steve Steinour - Chairman, President and Chief Executive Officer
Zach Wasserman - Chief Financial Officer and SEVP
Rich Pohle - EVP and Chief Credit Officer

Conference Call Participants

Ebrahim Poonawala - Bank of America
Scott Siefers - Piper Sandler
Steven Alexopoulos - JPMorgan
Ken Usdin - Jefferies
Jon Arfstrom - RBC Capital Markets
Peter Winter - Wedbush Securities, Inc.
Erika Najarian - UBS
Matt O'Connor - Deutsche Bank
John Pancari - Evercore ISI
Terry McEvoy - Stephens, Inc.

Operator

Greetings, and welcome to the Huntington Bancshares Fourth Quarter Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.

I’d now like to turn the conference over to your host, Tim Sedabres, Director of Investor Relations.

Tim Sedabres

Thank you, operator. Welcome, everyone, and good morning. Copies of the slides we'll be reviewing today can be found on the Investor Relations section of our website, www.huntington.com. As a reminder, this call is being recorded and a replay will be available starting about one hour from the close of the call. Our presenters today are Steve Steinour, Chairman, President and CEO; and Zach Wasserman, Chief Financial Officer. Rich Pohle, Chief Credit Officer, will join us for the Q&A. As noted on Slide 2, today's discussion, including the Q&A period will contain forward-looking statements.

Such statements are based on information and assumptions available at this time and are subject to changes, risks and uncertainties, which may cause actual results to differ materially. We assume no obligation to update such statements. For a complete discussion of risks and uncertainties, please refer to this Slide and material