Itaú Unibanco Holding S.A. (ITUB) CEO Milton Filho on Q4 2021 Results - Earnings Call Transcript

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q4 2021 Earnings Conference Call February 11, 2022 8:00 AM ET

Company Participants

Milton Filho – Chief Executive Officer
Alexsandro Broedel – Chief Financial Officer
Renato Jacob – Group Head of Investor Relations and Marketing Intelligence
Matias Granata – Group Chief Risk Officer
Andre Sapoznik – Executive Vice President
Ricardo Guerra – Chief Information Officer
Carlos Constantini – Executive Director of Wealth Management Services
Andre Rodrigues – Payments, Operations and Marketing
Flavio De Souza – Member of The Executive Committee

Conference Call Participants

Eduardo Rosman – BTG Pactual
Jorge Friedemann – Citibank
Gustavo Schroeder – Analyst
Thiago Batista – UBS
Mario Pierry – Bank of America Merrill Lynch
Geoffrey Elliott – Autonomous Research
Tito Labarta – Goldman Sachs Group
Henrique Navarro – Santander
Jason Mollin – Scotiabank
Marcelo Telles – Credit Suisse
Domingos Falavina – JP Morgan
Rorbeto Garcia – Analyst
Rafael Reis – Banco do Brasil

Renato Jacob

[Interpreted] Good morning everyone, my name Renato Jacob and I represent market intelligence in Itaú Unibanco. Thank you very much for joining our video conference for the Fourth Quarter results in 2021. We're streaming this event from the headquarters of Itaú Unibanco and have three parts this event. In the first part, we'll talk about the results for the year of 2021.

Renato Jacob

[Foreign Language]

Milton Filho

[Foreign Language]

Flavio De Souza

[Foreign Language]

Andre Rodrigues

[Foreign Language]

Matias Granata

[Foreign Language]

Milton Filho

[Foreign Language]

Andre Sapoznik

[Foreign Language]

Carlos Constantini

[Foreign Language]

Milton Filho

[Foreign Language]

Alexsandro Broedel

[Foreign Language]

Ricardo Guerra

[Foreign Language]

Milton Filho

[Foreign Language]

Question-and-Answer Session

Renato Jacob

[Interpreted] Milton, are you ready for the third part? This is the Q&A now. And remember you can also text us your questions using WhatsApp just use the link that you have on your screen. You