Itaú Unibanco Holding S.A. (ITUB) Q4 2022 Earnings Call Transcript

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q4 2022 Results Earnings Conference Call February 8, 2023 8:00 AM ET

Company Participants

Renato Lulia - Group Head of Investor Relations and Market Intelligence
Milton Maluhy Filho - Chief Executive Officer

Conference Call Participants

Domingos Falavina - J.P. Morgan
Thiago Batista - UBS
Gustavo Schroden - Bradesco BBI
Daniel Vaz - Credit Suisse
Mario Pierry - Bank of America Merrill Lynch
Eduardo Rosman - BTG Pactual
Tito Labarta - Goldman Sachs
Arnon Shirazi - Santander
Rafael Frade - Citigroup
Carlos Gomez-Lopez - HSBC
Gilberto García - Barclays Capital
Juan Recalde - Scotiabank

Renato Lulia

Hello. Good morning, everyone. I'm Renato Lulia, Group Head of Investor Relations and Market Intelligence at Itaú Unibanco. Thank you for participating in our video conference to talk about our earnings for the fourth quarter of 2022, which we're broadcasting directly from our office here in Avenida Faria Lima in São Paulo.

This event will be divided into two parts. In the first part, Mr. Milton Maluhy Filho will explain our performance and earnings for the fourth quarter of 2022. Next, we'll have a Q&A session where analysts and investors will be able to interact with us directly.

Now I'd like to give some instructions to make the most of this meeting today. For those of you who are accessing this via our website, there are three options for audio on the screen – all content in Portuguese, all content in English, or the original audio. In the first two options, we have simultaneous translation. To choose your option, all you have to do is click on the flag on the top left of your screen. Questions can also be forwarded via WhatsApp. To do so, just click on the button on the screen on the website or simply send a message to the number 55-11-94552-0694.