LDDR Can Provide Stability For Financial Planning

Michael Del Monte
5.27K Followers

Summary

  • LifeX 2035 Term Income ETF offers a predictable monthly income stream by holding treasuries to maturity through 2035, appealing to income-focused investors.
  • The fund's locked-in rates provide stability and certainty, especially valuable during periods of declining interest rates and for retirement planning.
  • LDDR's structure may be less optimal during rising rate environments and is best suited for investors holding through 2035 to maximize tax and income benefits.
  • Despite interest rate risks, I recommend LDDR as a Hold for those seeking reliable, passive income and a straightforward fixed income strategy.

Symbolic wooden house, gold coins and alarm clock on black background

Max Zolotukhin/iStock via Getty Images

The LifeX 2035 Term Income ETF (BATS:LDDR) is a target-date fixed income fund designed to provide investors with income through 2035. The strategy invests in a series of medium-to-long-dated treasuries in order to achieve

This article was written by

5.27K Followers
Monte Independent Investment Research: Michael Del Monte is a buy-side equity analyst with over 5 years of industry experience. Prior to working in the investment management industry, Michael spent over a decade in professional services working across industries that include O&G, OFS, Midstream, Industrials, Information Technology, EPC Services, and consumer discretionary.Investment recommendations are built upon the entirety of the investment ecosystem rather than considering a company independently.

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Recommended For You

About LDDR ETF

SymbolLast Price% Chg
Expense Ratio
Div Frequency
Div Rate
Yield
Assets (AUM)
Compare to Peers

More on LDDR

Related Stocks

SymbolLast Price% Chg
LDDR
--