Great Southern Bancorp, Inc. (GSBC) CEO Joe Turner on Q4 2019 Results - Earnings Call Transcript

Great Southern Bancorp, Inc. (NASDAQ:GSBC) Q4 2019 Results Earnings Conference Call January 22, 2020 3:00 PM ET

Company Participants

Kelly Polonus - Investor Relations
Joe Turner - President and Chief Executive Officer
Rex Copeland - Senior Vice President and Chief Financial Officer

Conference Call Participants

Andrew Liesh - Sandler O'Niell
Michael Perito - KBW
John Rodis - FIG Partners LLC

Operator

Ladies and gentlemen, thank you for standing by. And welcome to the Great Southern Bancorp Incorporated Fourth Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions]. Please be advised that today's conference maybe recorded.

I would now like to hand the conference over to your speaker today, Kelly Polonus with Investor Relations. Please go ahead, ma'am.

Kelly Polonus

Thank you, Sydney. Good afternoon and welcome to our call. The purpose of this call is to discuss the company's results for the quarter ending December 31, 2019. Before we begin, I need to remind you that during the course of this call, we may make forward-looking statements about future events and financial performance. You should not place undue reliance on any forward-looking statements, which speak only as of the date they are made.

These statements are subject to a number of factors that could cause actual results to differ materially from the results anticipated or projected. For a list of some of these factors, please see the forward-looking statements disclosure in our fourth quarter 2019 earnings release. President and CEO, Joe Turner; and Chief Financial Officer, Rex Copeland are on the call today.

And I’ll now turn the call over to Joe.

Joe Turner

Alright. Thanks, Kelly. Good afternoon. I also would like to thank you for joining us on our fourth quarter earnings call. As is