TCF Financial Corporation (TCF) Q4 2019 Earnings Conference Call January 28, 2020 10:00 AM ET
Company Participants
Tim Sedabres – Head-Investor Relations
Craig Dahl – President and Chief Executive Officer
Dennis Klaeser – Chief Financial Officer
Jim Costa – Chief Risk Officer
Brian Maass – Deputy Chief Financial Officer and Treasurer
Tom Shafer – Chief Operating Officer
Conference Call Participants
Jon Arfstrom – RBC Capital
David Long – Raymond James
Nathan Race – Piper Sandler
Steven Alexopoulos – JPMorgan
Chris McGratty – KBW
Ebrahim Poonawala – Bank of America Securities
Jared Shaw – Wells Fargo Securities
Terry McEvoy – Stephens
Lana Chan – BMO Capital Markets
Brock Vandervliet – UBS
David Chiaverini – Wedbush Securities
Operator
Good morning, everyone, and welcome to TCF’s 2019 Fourth Quarter Earnings Call. My name is Jamie, and I will be your conference operator today. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer period. [Operator Instructions] Please also note today’s conference call is being recorded.
At this time, I’d like to introduce Tim Sedabres, Head of Investor Relations, to begin the conference call.
Tim Sedabres
Thank you, and good morning. Thank you for joining us for TCF’s fourth quarter 2019 earnings call. Joining me on today’s call will be Craig Dahl, President and Chief Executive Officer; Tom Shafer, Chief Operating Officer; Dennis Klaeser, Chief Financial Officer; Jim Costa, Chief Risk Officer; and Brian Maass, Deputy Chief Financial Officer and Treasurer.
In just a few minutes, Craig, Dennis and Jim will provide an overview of our fourth quarter results. They will be referencing a slide presentation that is available on the Investor Relations section of TCF’s website at ir.tcfbank.com. Following their remarks, we’ll open up for questions.
During today’s presentation, we may make projections
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