Community Bank System, Inc. (CBU) CEO Mark Tryniski on Q1 2020 Results - Earnings Call Transcript

Community Bank System, Inc. (NYSE:CBU) Q1 2020 Earnings Conference Call April 20, 2020 11:00 AM ET

Company Participants

Mark Tryniski - President and Chief Executive Officer
Joseph Sutaris - Executive Vice President and Chief Financial Officer
Scott Kingsley - Executive Vice President and Chief Operating Officer
Joe Serbun - Senior Vice President and Chief Credit Officer

Conference Call Participants

Joe Fenech - Hovde Group
Alex Twerdahl - Piper Sandler
Erik Zwick - Boenning and Scattergood
Russell Gunther - D. A. Davidson
Collyn Gilbert - KBW
Matthew Breese - Piper Jeffrey
William Wallace - Raymond James

Operator

Welcome to Community Bank System First Quarter 2020 Earnings Conference Call. Please note that this presentation contains forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations, estimates and projection about the industry, markets and economic environment in which the company operates.

Such statements involve risk and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company's Annual Report and Form 10-K filed with the Securities and Exchange Commission. Today's call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer. Gentlemen, you may begin.

Mark Tryniski

Thank you, Brent. Good morning everyone, and thank you all for joining our first quarter conference call. In addition to Joe and I, I’ve also have Scott Kingsley and Joe Serbun to join us on the call this morning.

This is clearly a different and challenging environment for all of us. Let me start with our COVID response. Early in March, we mobilized the pandemic response team consisting of senior leadership across the company. Our initial focus was and continues to be the health, safety, and wellbeing of our employers -- employees, customers, and communities. We