National Bank Holdings Corporation (NBHC) CEO Tim Laney on Q1 2020 Results - Earnings Call Transcript

National Bank Holdings Corporation (NYSE:NBHC) Q1 2020 Earnings Conference Call April 22, 2020 11:00 AM ET

Company Participants

Tim Laney - Chairman, President and CEO
Aldis Birkans - CFO
Rick Newfield - Chief Risk Management Officer

Conference Call Participants

Jeff Rulis - D.A. Davidson
Gordon McGuire - Stephens
Andrew Liesch - Piper Sandler
Chris McGratty - KBW

Operator

Good morning, everyone, and welcome to the National Bank Holdings Corporation 2020 First Quarter Earnings Call. My name is Sheryl, and I will be your conference operator for today. At this time, all participants are in a listen-only mode. We will conduct a question-and-answer session following the prepared remarks. As a reminder, this conference is being recorded for replay purposes.

I would like to remind you that this conference call will contain forward-looking statements, including but not limited to statements regarding the company's strategy, loans, deposit, capital, net interest income, non-interest income, margins, allowance, taxes and non-interest expense. Actual results could differ materially from those discussed today. These forward-looking statements are subject to risks, uncertainties and other factors, which are disclosed in more detail in the company's most recent filings with the US Securities and Exchange Commission. These statements speak only as of the date of this call and National Bank Holdings Corporation undertakes no obligation to update or revise these statements.

It is now my pleasure to turn the call over and introduce National Bank Holdings Corporation's Chairman, President and CEO, Mr. Tim Laney.

Tim Laney

Thank you, Sheryl. Good morning and thank you for joining National Bank Holdings first quarter 2020 earnings call.

I have with me, our Chief Financial Officer, Aldis Birkans and Rick Newfield, our Chief Risk Management Officer. With the emergence of the COVID-19 pandemic, we quickly shifted our priorities to: one, protect the health of our associates and clients; two, ensure the safety and soundness