Santander Consumer USA Holdings Inc. (SC) CEO Mahesh Aditya on Q2 2020 Results - Earnings Call Transcript

Santander Consumer USA Holdings Inc. (SC) Q2 2020 Earnings Conference Call July 29, 2020 9:00 AM ET

Company Participants

Evan Black - Head of Investor Relations
Mahesh Aditya - President & Chief Executive Officer
Fahmi Karam - Chief Financial Officer

Conference Call Participants

John Hecht - Jefferies
Betsy Graseck - Morgan Stanley
Moshe Orenbuch - Credit Suisse
Rick Shane - JP Morgan
Rob Wildhack - Autonomous Research

Operator

Good morning, ladies and gentlemen and welcome to the Santander Consumer USA Holdings Second Quarter 2020 Earnings Conference Call. At this time, all parties have been placed into listen-only mode. Following today's presentation, the floor will be opened for your questions. [Operator Instructions] Today's call is being recorded.

At this time, it's my pleasure to introduce your host, Evan Black, Head of Investor Relations. Evan, the floor is yours.

Evan Black

Thanks, Keith. Thanks everyone for joining and good morning. On the call today we have Mahesh Aditya, our President and CEO; and Fahmi Karam our CFO.

Certain statements made on today's call may be forward-looking. Please refer to our public SEC filings and our risk factors with respect to these statements. We'll also reference certain non-GAAP financial measures that we believe will be useful to our investors. And a reconciliation of those measures to U.S. GAAP is included in the 8-K issued today July 29, 2020.

And with that, I'll turn the call over to our CEO. Mahesh?

Mahesh Aditya

Thank you, Evan, and good morning, everybody, and thanks for joining us to review our results for this quarter. Over the last four months, we've experienced the impact of COVID-19 and the unprecedented disruption to people's lives and the economy caused by this global pandemic. In these difficult times, we remain committed to serving our shareholders and supporting our employees communities and customers.