Lincoln National Corporation (LNC) CEO Dennis Glass on Q2 2020 Results - Earnings Call Transcript

Lincoln National Corporation (NYSE:LNC) Q2 2020 Earnings Conference Call August 6, 2020 10:00 AM ET

Company Participants

Chris Giovanni - Corporate Treasurer
Dennis Glass - President & Chief Executive Officer
Randy Freitag - Chief Financial Officer & Head, Individual Life

Conference Call Participants

Erik Bass - Autonomous Research
Ryan Krueger - KBW
Elyse Greenspan - Wells Fargo
John Barnidge - Piper Sandler
Tom Gallagher - Evercore
Humphrey Lee - Dowling & Partners
Suneet Kamath - Citi

Operator

Good morning and thank you for joining Lincoln Financial Group's Second Quarter 2020 Earnings Conference Call. At this time, all lines are in a listen-only mode. Later we will announce the opportunity for questions and instructions will be given at that time. [Operator Instructions]

Now, I'd like to turn the conference over to the Corporate Treasurer, Chris Giovanni. Please go ahead sir.

Chris Giovanni

Thank you, operator. Good morning and welcome to Lincoln Financial's second quarter earnings call. Before we begin, I have an important reminder. Any comments made during the call regarding future expectations, trends and market conditions, including comments about sales and deposits, expenses, income from operations, share repurchases, and liquidity and capital resources are forward-looking statements under the Private Securities Litigation Reform Act of 1995.

These forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from current expectations. These risks and uncertainties include those described in the cautionary statement disclosures in our earnings release issued yesterday, as well as those detailed in our 2019 annual report on Form 10-K, most recent quarterly reports on Form 10-Q, and from time-to-time in our other filings with the SEC.

These forward-looking statements are made only as of today and we undertake no obligation to update or revise any of them to reflect events or circumstances that occur after