Toronto-Dominion Bank (NYSE:TD) Q3 2020 Earnings Conference Call August 27, 2020 1:30 PM ET
Company Participants
Gillian Manning - VP & Head, IR
Bharat Masrani - Group President, CEO & Director
Riaz Ahmed - Group Head & CFO
Ajai Bambawale - Group Head & Chief Risk Officer
Theresa Currie - Group Head, Canadian Personal Banking
Greg Braca - Group Head, U.S. Retail Banking
Bob Dorrance - Group Head, Wholesale Banking
Conference Call Participants
Stephen Theriault - Eight Capital
Gabriel Dechaine - National Bank Financial
Meny Grauman - Scotiabank
Ebrahim Poonawala - Bank of America Merrill Lynch
Sohrab Movahedi - BMO Capital Markets
Paul Holden - CIBC
Nigel D'Souza - Veritas Investment Research
Scott Chan - Canaccord Genuity
Operator
Good afternoon, ladies and gentlemen. Welcome to the TD Bank Group Q3 2020 Earnings Conference Call.
I would now like to turn the meeting over to Ms. Gillian Manning. Please go ahead, Ms. Manning.
Gillian Manning
Thank you, Operator. Good afternoon, and welcome to TD Bank Group's Third Quarter 2020 Investor Presentation. We will begin today's presentation with remarks from Bharat Masrani, the bank's CEO. After which, Riaz Ahmed, the bank's CFO, will present our third quarter operating results. Ajai Bambawale, Chief Risk Officer, will then offer comments on credit quality. After which we will invite questions from prequalified analysts and investors on the phone. Also here to answer your questions today are Teri Currie, Group Head, Canadian Personal Banking; Greg Braca, President and CEO, TD Bank, America's Most Convenient Bank; and Bob Dorrance, Group Head, Wholesale Banking.
Please turn to Slide 2. At this time, I would like to caution our listeners that this presentation contains forward-looking statements, that there are risks that actual results could differ materially from what is discussed and that certain material factors or assumptions were applied in making these
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