Discover Financial Services (DFS) Q3 2020 Earnings Conference Call October 22, 2020 8:00 AM ET
Company Participants
Craig Streem - Head-Investor Relations
Roger Hochschild - Director, Chief Executive Officer and President
John Greene - Chief Financial Officer
Conference Call Participants
Sanjay Sakhrani - KBW
Rick Shane - JP Morgan
Don Fandetti - Wells Fargo
Bill Carcache - Wolfe Research
Ryan Nash - Goldman Sachs
Moshe Orenbuch - Credit Suisse
Kevin Barker - Piper Sandler
Robert Napoli - William Blair
Mihir Bhatia - Bank of America
Betsy Graseck - Morgan Stan
Meng Jiao - Deutsche Bank
Mark DeVries - Barclays
Dominick Gabriele - Oppenheimer
Bill Carcache - Wolfe Research
Operator
Good morning and my name is Maria.And I will be your conference operator today. At this time, I would like to welcome everyone to the Third Quarter 2020 Discover Financial Services Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions]. Thank you. I will now turn the call over to Mr. Craig Streem, Head of Investor Relations. Please go ahead.
Craig Streem
Thank you, Maria. And good morning, everybody. Welcome to today’s call. We will begin this morning on Slide 2 of our earnings presentation, which you can find in the Financials section of our Investor Relations website, investorrelations.discover.com.
Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements that appear in today's earnings press release and presentation. Our call today will include remarks from our CEO, Roger Hochschild, and John Greene, our Chief Financial Officer.
And after we conclude our formal comments, there will be time for question and answer session. During the Q&A
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