Lincoln National Corporation (NYSE:LNC) Q3 2020 Earnings Conference Call November 5, 2020 10:00 AM ET
Company Participants
Chris Giovanni - Corporate Treasurer
Dennis Glass - President and CEO
Randy Freitag - CFO and Head, Individual Life
Conference Call Participants
Ryan Krueger - KBW
Humphrey Lee - Dowling & Partners
Tom Gallagher - Evercore
Erik Bass - Autonomous Research
John Barnidge - Piper Sandler
Suneet Kamath - Citi
Elyse Greenspan - Wells Fargo
Operator
Good morning and thank you for joining Lincoln Financial Group's Third Quarter 2020 Earnings Conference Call. [Operator Instructions]
Now, I'd like to turn the conference over to the Corporate Treasurer, Chris Giovanni. Please go ahead sir.
Chris Giovanni
Thank you, Katherine. Good morning and welcome to Lincoln Financial's third quarter earnings call. Before we begin, I have an important reminder. Any comments made during the call regarding future expectations, trends and market conditions, including comments about sales and deposits, expenses, income from operations, share repurchases, and liquidity and capital resources are forward-looking statements under the Private Securities Litigation Reform Act of 1995.
These forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from current expectations. These risks and uncertainties include those described in the cautionary statement disclosures in our earnings release issued yesterday, as well as those detailed in our 2019 annual report on Form 10-K, most recent quarterly reports on Form 10-Q, and from time-to-time in our other filings with the SEC. These forward-looking statements are made only as of today and we undertake no obligation to update or revise any of them to reflect events or circumstances that occur after this date.
We appreciate your participation today and invite you to visit Lincoln's website www.lincolnfinancial.com where you can find our press release and statistical supplement which include full reconciliations to
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