Flagstar Bancorp, Inc's (FBC) CEO Sandro DiNello on Q4 2020 Results - Earnings Call Transcript

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Flagstar Bancorp, Inc. (FBC) Q4 2020 Earnings Conference Call January 21, 2021 11:00 AM ET

Company Participants

Ken Schellenberg - Vice President, Investor Relations
Sandro DiNello - President and Chief Executive Officer
Jim Ciroli - Executive Vice President and Chief Financial Officer
Lee Smith - President of Mortgage
Reggie Davis - President of Banking

Conference Call Participants

Bose George - KBW
Scott Siefers - Piper Sandler
Daniel Tamayo - Raymond James
Steve Moss - B. Riley Securities
Giuliano Bologna - Compass Point
Henry Coffey - Wedbush

Operator

Good day, and welcome to the Flagstar Bank Fourth Quarter 2020 Earnings Call. Today’s conference is being recorded. At this time, I would like to turn the conference over to Mr. Ken Schellenberg. Please go ahead, sir.

Ken Schellenberg

Thank you all and good morning. Welcome to the Flagstar fourth quarter 2020 earnings call. Before we begin, I would like to mention that our fourth quarter earnings release and presentation are available on our website at flagstar.com. I would also like to remind you that any forward-looking statements made during today’s call are subject to risks and uncertainties. Factors that could materially change our current forward-looking assumptions are described on Slide 2 of today’s presentation, in our press release and in our 2019 Form 10-K and subsequent reports on file with the SEC. We are also discussing GAAP and non-GAAP financial measures, which are described in our earnings release and in the presentation, we made available for this earnings call. You should also refer to these documents as part of this call.

With that, I’d like to now turn the call over to Sandro DiNello, our President and Chief Executive Officer.

Sandro DiNello

Thanks, Ken, and good morning to everyone listening in. I hope all of you and your loved ones have been able to stay

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