EZCORP, Inc. (EZPW) CEO Jason Kulas on Q3 2021 Results - Earnings Call Transcript

EZCORP, Inc. (NASDAQ:EZPW) Q3 2021 Results Conference Call August 5, 2021 8:00 AM ET

Company Participants

Michael Keim - Investor Relations
Jason Kulas - Chief Executive Officer
Tim Jugmans - Chief Financial Officer

Conference Call Participants

John Hecht - Jefferies
Greg Pendy - Sidoti

Operator

Good morning, ladies and gentlemen. Welcome to the EZCORP Third Quarter Fiscal 2021 Earnings Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will follow at that time. As a reminder this call maybe recorded.

I'd now like to turn the conference over to Mr. Michael Keim, Investor Relations. Please go ahead, Michael.

Michael Keim

Thank you, and good morning, everyone. During our prepared remarks, we will be referring to slides, which are available for viewing or download from our website at investors.ezcorp.com.

Before we begin, I'd like to remind everyone that this conference call as well as the presentation slides contain certain forward-looking statements regarding the company's expected operating and financial performance for future periods. These statements are based on the company's current expectations. Actual results for future periods may differ materially from those expressed or implied by these forward-looking statements due to a number of risks or other factors that are discussed in our annual, quarterly and other reports filed with the Securities and Exchange Commission. And as noted in our presentation materials and unless otherwise identified, results are presented on an adjusted basis to remove the effect of foreign currency fluctuations and other discrete items.

Now I'd like to turn the call over to EZCORP's Chief Executive Officer, Mr. Jason Kulas. Jason?

Jason Kulas

Thanks, Michael, and good morning, everyone. We thought it would be appropriate to start this morning's call by stating our EZCORP purpose. We exist to serve our customers' short-term cash needs, helping them to