National Bank Holdings Corporation (NYSE:NBHC) Q3 2021 Earnings Conference Call October 20, 2021 11:00 AM ET
Company Participants
Tim Laney - President and CEO
Aldis Birkans - CFO
Conference Call Participants
Brett Rabatin - Hovde Group
Andrew Liesch - Piper Sandler
Kelly Motta - KBW
Andrew Terrell - Stephens
Jeff Rulis - D.A. Davidson
Disclaimer*: This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you navigate the audio should the corresponding text be unclear. The machine-assisted output provided is partly edited and is designed as a guide.
Operator
00:07 Good morning, everyone, and welcome to the National Bank Holdings Corporation Twenty Twenty One Third Quarter Earnings Call. My name is Nick, and I will be your conference operator for today. At this time, all participants lines are in a listen only mode. We will conduct a question-and-answer session following the prepared remarks. As a reminder, this conference is being recorded for replay purposes.
00:28 I would like to remind you that this conference will contain forward looking statements, including, but not limited to, statements regarding the company's strategy, loans, deposits, capital, net interest income, non-interest income, margins, allowance, taxes and non-interest expense. Actual results could differ materially from those discussed today.
00:50 These forward-looking statements are subject to risks uncertainties and other factors, which are disclosed in more detail in the company's most recent filings with the U. S. Securities and Exchange Commission. These statements speak only as of the date of this call, and National Bank Holdings Corporation undertakes no obligation to update or revise these statements.
01:08 In addition, the call today will reference certain non-GAAP measures, which National Bank Holdings Corporation believes provides useful information for investors. Reconciliations of these non-GAAP financial measures to the
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