TrustCo Bank Corp (TRST) CEO, Robert McCormick on Q3 2021 Results - Earnings Call Transcript

Oct. 22, 2021 12:14 PM ETTrustCo Bank Corp NY (TRST) StockTRST
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Q3: 2021-10-21 Earnings Summary

EPS of $0.87 beats by $0.15
 | Revenue of $44.18M (3.94% Y/Y) misses by $218.00K

TrustCo Bank Corp NY (NASDAQ:TRST) Q3 2021 Earnings Conference Call October 22, 2021 9:00 AM ET

Company Participants

Robert McCormick - President, Chief Executive Officer
Michael Ozimek - Executive Vice President, Chief Financial Officer
Scot Salvador - Executive Vice President, Chief Lending Officer

Conference Call Participants

Alex Twerdahl - Piper Sandler

Operator

Good day and welcome to the TrustCo Bank Corp earnings call and webcast. All participants will be in a listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero on your keypad. After today’s presentation, there will be an opportunity to ask questions. To ask a question, you may press star and then one. To withdraw your question, you may press star and then two.

Before proceeding, we would like to mention that this presentation may contain forward-looking information about TrustCo Bank Corp New York that is intended to be covered by the Safe Harbor and forward-looking statements provided by the Private Securities Litigation Reform Act of 1995. As a result and trends could differ materially from those set forth in such statements due to various risks, uncertainties, and other factors. More detailed information about these and other risk factors can be found in our press release that preceded this call, and in the risk factors and forward-looking statements section of our annual report on Form 10-K and as updated by our quarterly reports on Form 10-Q. The statements are valid only as of the date hereof, and the company disclaims any obligation to update this information except as may be required by applicable law.

Today’s presentation contains non-GAAP financial measures. The reconciliations of such measures to the most comparable GAAP figures are included in our earnings press release, which is available under the Investor Relations tab of our website at

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