Bank of Montreal (NYSE:BMO) Q4 2021 Earnings Conference Call December 3, 2021 8:00 AM ET
Company Participants
Christine Viau - Head of IR
Darryl White - CEO
Tayfun Tuzun - CFO
Pat Cronin - Chief Risk Officer
Ernie Johannson - Group Head, North American Personal and Business Banking
Dave Casper - U.S. CEO
Dan Barclay - Group Head, BMO Capital Markets
Deland Kamanga - Group Head, BMO Wealth Management
Conference Call Participants
Gabriel Dechaine - National Bank Financial
Doug Young - Desjardins
Ebrahim Poonawala - BofA Securities
Paul Holden - CIBC Capital Markets
Meny Grauman - Scotiabank
Nigel D'Souza - Veritas Investment Research
Lemar Persaud - Cormark Securities
Darko Mihelic - RBC Capital Markets
Scott Chan - Canaccord Genuity
Operator
Good morning, and welcome to the BMO Financial Group's Q4 2021 Earnings Release and Conference Call for December 3, 2021. Your host for today is Christine Viau. Please go ahead.
Christine Viau
Thank you, and good morning. Welcome to BMO's fourth quarter 2021 results presentation. We will begin the call with remarks from Darryl White, BMO's CEO; followed by Tayfun Tuzun, our Chief Financial Officer; and Pat Cronin, our Chief Risk Officer. Also present to take questions today are Ernie Johannson from Canadian P&C; Dave Casper from U.S. P&C; Dan Barclay from BMO Capital Markets; and Deland Kamanga from BMO Wealth Management.
As noted on Slide 2, forward-looking statements may be made during this call, which involve assumptions that have inherent risks and uncertainties. Actual results could differ materially from these statements. I would also remind listeners that the bank uses non-GAAP financial measures to arrive at adjusted results. Management measures performance on a reported and adjusted basis and considers both to be useful in assessing underlying business performance. Darryl and Tayfun will be referring to adjusted results in their remarks unless otherwise noted as reported.
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