National Bank Holdings Corporation (NBHC) CEO Tim Laney On Q4 2021 Results - Earnings Call Transcript

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Q4: 2022-01-20 Earnings Summary

EPS of $0.74 beats by $0.13
 | Revenue of $74.00M (-11.03% Y/Y) beats by $2.91M

National Bank Holdings Corporation (NYSE:NBHC) Q4 2021 Earnings Conference Call January 20, 2022 11:00 AM ET

Company Participants

Tim Laney - President and CEO
Aldis Birkans - CFO

Conference Call Participants

Jeff Rulis - D.A. Davidson
Andrew Liesch - Piper Sandler
Kelly Motta - KBW
Brett Rabatin - Hovde Group
John Walter - Stephens

Disclaimer*: This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you navigate the audio should the corresponding text be unclear. The machine-assisted output provided is partly edited and is designed as a guide.

Operator

00:08 Good morning, everyone, and welcome to the National Bank Holdings Corporation 2021 Fourth Quarter Earnings Call. My name is April and I will be your conference operator for today. At this time, all participants are in a listen-only mode. We will conduct a question-and-answer session following the prepared remarks. As a reminder, this call is being recorded for replay purposes.

00:33 I would now like to remind you that this conference call will contain forward-looking statements, including but not limited to the statements regarding the company's strategy, loans, deposits, capital, net interest income, non-interest income, margins, allowance, taxes and non-interest expenses. Actual results could differ materially from those discussed today. These forward-looking statements are subject to risks, uncertainties and other factors, which are disclosed in more detail in the company's most recent filings with the US Securities and Exchange Commission. These statements speak only as of the date of this call and National Bank Holdings Corporation undertakes no obligation to update or revise these statements.

01:26 In addition, the call today will reference certain non-GAAP measures which National Bank Holdings Corporation believes provides useful information for investors. Reconciliations of these non-GAAP financial measures to the GAAP measures are

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