Royal Bank of Canada (RY) Q4 2022 Earnings Call Transcript

Royal Bank of Canada (NYSE:RY) Q4 2022 Earnings Conference Call November 30, 2022 8:00 AM ET

Company Participants

Asim Imran - Head, Investor Relations
Dave McKay - President and Chief Executive Officer
Nadine Ahn - Chief Financial Officer
Graeme Hepworth - Chief Risk Officer
Neil McLaughlin - Group Head, Personal and Commercial Banking
Derek Neldner - Group Head, Capital Markets
Doug Guzman - Group Head, Wealth Management, Insurance and I&TS

Conference Call Participants

Ebrahim Poonawala - Bank of America
Doug Young - Desjardins Capital Markets
Paul Holden - CIBC Capital Markets
Mario Mendonca - TD Securities
Scott Chan - Canaccord Genuity
Gabriel Dechaine - National Bank Financial
Sohrab Movahedi - BMO Capital Markets
Meny Grauman - Scotiabank
Lemar Persaud - Cormark Securities
Mike Rizvanovic - KBW
Joo Ho Kim - Credit Suisse

Operator

Good morning, ladies and gentlemen. Welcome to the RBC's Conference Call for the Fourth Quarter 2022 Financial Results. Please be advised that this call is being recorded.

I would now like to turn the meeting over to Asim Imran, Head of Investor Relations. Please go ahead, sir.

Asim Imran

Thank you, and good morning, everyone. Speaking today will be Dave McKay, President and Chief Executive Officer; Nadine Ahn, Chief Financial Officer; and Graeme Hepworth, Chief Risk Officer. Also joining us today for your questions, Neil McLaughlin, Group Head, Personal & Commercial Banking; Doug Guzman, Group Head, Wealth Management, Insurance and I&TS; and Derek Neldner, Group Head, Capital Markets.

As noted on Slide 1, our comments may contain forward-looking statements, which involve assumptions and have inherent risks and uncertainties. Actual results could differ materially. I would also remind listeners that the bank assesses its performance on a reported and adjusted basis and considers both to be useful in assessing underlying business performance.

To give everyone a chance to