New Year, No Fear

Summary

• New years are a time for reflection, especially those that follow tough years filled with challenging lessons.
• Hopium and corruption (or its close relative, greed) are thriving in these volatile days.
• With markets down, inflation high, and war never-ending, investing, and life in general, can be difficult to navigate.

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This will be a short one.

New years are a time for reflection, especially those that follow tough years filled with challenging lessons. When we learn those lessons (or do our fallible best to heed those lessons), well that's