TrustCo Bank Corp NY (NASDAQ:TRST) Q4 2022 Earnings Conference Call January 24, 2023 9:00 AM ET
Company Participants
Robert McCormick - President, Chief Executive Officer
Michael Ozimek - Executive Vice President, Chief Financial Officer
Scot Salvador - Executive Vice President, Chief Lending Officer
Conference Call Participants
Alex Twerdahl - Piper Sandler
Ian Lapey - Gabelli Funds
Operator
Good day and welcome to the TrustCo Bank Corp earnings call and webcast. All participants will be in a listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero on your telephone keypad. After today’s presentation, there will be an opportunity to ask questions. To ask a question, you may press star and then one. To withdraw your question, you may press star and then two.
Before proceeding, we would like to mention that this presentation may contain forward-looking information about TrustCo Bank Corp New York that is intended to be covered by the Safe Harbor for forward-looking statements provided by the Private Securities Litigation Reform Act of 1995. Actual results, performance or achievements could differ materially from those expressed in or implied by such statements due to various risks, uncertainties, and other factors.
More detailed information about these and other risk factors can be found in our press release that preceded this call and in the risk factors and forward-looking statements section of our annual report on Form 10-K and as updated by our quarterly reports on Form 10-Q. The forward-looking statements made on this call are valid only as of the date hereof, and the company disclaims any obligation to update this information except to reflect events or developments after the date of this call, except as may be required by applicable law.
During today’s call, we will discuss certain financial measures derived
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