PDI: Dividend Underwater, A Bet On Interest Rates

Nov. 28, 2023 4:02 AM ETPIMCO Dynamic Income Fund (PDI)PDI83 Comments
Roberts Berzins, CFA
10.21K Followers

Summary

  • PIMCO Dynamic Income Fund has significant exposure to non-agency MBS and high yield credit, posing risks to its cash flow streams.
  • PDI has delivered lower returns compared to the S&P 500, but still offers a high dividend yield of 15%.
  • PDI's ability to sustain its high dividend yield is uncertain, and it may need to attract additional leverage or divest positions to maintain it.
  • Currently, it is a pure play bet on the medium-term trajectory of Fed Funds rate. If the interest rates do not go down, PDI would be in a serious position to cut its dividend.

Future Financial and investment theme growth your wealth in 2024

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About a half year ago I wrote an article on PIMCO Dynamic Income Fund (NYSE:PDI) warning investors about three potential risks, which could impose notable headwinds for PDI investors.

The key areas of concern were the following:

  1. Massive

This article was written by

10.21K Followers
Roberts Berzins has over a decade of experience in the financial management helping top-tier corporates shape their financial strategies and execute large-scale financings. He has also made significant efforts to institutionalize REIT framework in Latvia to boost the liquidity of pan-Baltic capital markets. Other policy-level work includes the development of national SOE financing guidelines and framework for channeling private capital into affordable housing stock. Roberts is a CFA Charterholder, ESG investing certificate holder, has had an internship in Chicago board of trade (albeit, being resident and living in Latvia), and is actively involved in "thought-leadership" activities to support the development of pan-Baltic capital markets.

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

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