First Merchants Corporation (NASDAQ:FRME) Q3 2024 Earnings Conference Call October 24, 2024 11:30 AM ET
Company Participants
Mark Hardwick - Chief Executive Officer
Michael Stewart - President
Michele Kawiecki - Chief Financial Officer
John Martin - Chief Credit Officer
Conference Call Participants
Terry McEvoy - Stephens
Nathan Race - Piper Sandler
Damon DelMonte - KBW
Daniel Tamayo - Raymond James
Brendan Nosal - Hovde Group
Brian Martin - Janney
Operator
Welcome to the First Merchants Corporation Third Quarter 2024 Earnings Conference Call. Before we begin, management would like to remind you that today's call contains forward looking statements with respect to the future performance and financial condition of First Merchants Corporation that involves risks and uncertainties. Further information is contained within the press release, which we encourage you to review. Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most directly comparable GAAP measures.
The press release available on the website contains financial and other quantitative information to be discussed today as well as a reconciliation of GAAP to non-GAAP measures. As a reminder, today's call is being recorded.
I will now turn the conference over to Mr. Mark Hardwick, CEO. Mr. Hardwick, you may begin.
Mark Hardwick
Good morning, and welcome to First Merchants' Q3 2024 conference call. Thanks for the introductions and for covering the forward-looking statement on Page 2. We released our earnings today at approximately 8 AM Eastern Time, and you can access the slides by following the link on the third page of our earnings release.
On Page 3 of our slides, you will see today's printers and our presenters in our bios, including President Mike Stewart, Chief Credit Officer John Martin, and Chief Financial Officer, Michele Kawiecki. We are pleased with our Q3 results and the focused momentum that we are building. The
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