Zions Bancorporation: Strong Underwriting And Potential Regulatory Loosening Make Stock Attractive

Seeking Profits
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(11min)

Summary

  • Zions Bancorporation's community bank model has driven a 60% stock gain over the past year, with strong underwriting and stable deposits.
  • Q3 earnings beat estimates, with net interest margin expansion and rising loan yields contributing to solid financial performance.
  • ZION's credit quality remains resilient, with low exposure to troubled commercial real estate sectors and strong capital reserves.
  • Regulatory changes could make growth more profitable while making M&A more profitable, presenting upside opportunities for ZION shares.

Downtown Boise Financial District Skyscrapers and the State Capital Building. Zions Bank and Wells Fargo towers on a summer afternoon.

StellaMc

Shares of Zions Bancorporation (NASDAQ:ZION) have been a strong performer over the past year, gaining 60%. Its community bank operating model has helped it weather credit volatility and maintain deposit strength, leading to solid financial results. I last covered ZION in July, upgrading

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