Why Retirees Don't Need A Bond Allocation

Feb. 08, 2025 8:30 AM ETSPY, VYM, AGG, QQQ, DIA, SGOV, EPD, EPDU, VHYAX, VIHAX12 Comments
(12min)

Summary

  • Investors have traditionally invested in stocks and bonds.
  • But we think that the benefits of bonds are questionable.
  • We present an alternative portfolio strategy.
  • High Yield Investor members get exclusive access to our real-world portfolio. See all our investments here »

Burning one hundred dollar

sbayram

Written by Austin Rogers for High Yield Investor

Among the most commonly propagated pieces of advice in investing is to invest mostly in stocks when you are young and to shift to bonds in retirement.

It is basically

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This article was written by

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Samuel Smith has a diverse background that includes being lead analyst and Vice President at several highly regarded dividend stock research firms and running his own dividend investing YouTube channel. He is a Professional Engineer and Project Management Professional and holds a B.S. in Civil Engineering & Mathematics from the United States Military Academy at West Point and has a Masters in Engineering with a focus on applied mathematics and machine learning. Samuel leads the High Yield Investor investing group. Samuel teams up with Jussi Askola and Paul R. Drake where they focus on finding the right balance between safety, growth, yield, and value. High Yield Investor offers real-money core, retirement, and international portfolios. The services also features regular trade alerts, educational content, and an active chat room of like minded investors.

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Analyst’s Disclosure: I/we have a beneficial long position in the shares of EPD either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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