Call Start: 08:00 January 1, 0000 9:52 AM ET
Itaú Unibanco Holding S.A. (NYSE:ITUB)
Q4 2024 Earnings Conference Call
February 6, 2025 08:00 ET
Company Participants
Renato Lulia - Group Head of Corporate Strategy, Investor Relations & Corporate Development
Milton Maluhy - Chief Executive Officer
Conference Call Participants
Daniel Vaz - Safra Bank
Bernardo Guttmann - XP
Tito Labarta - Goldman Sachs
Thiago Batista - UBS
Mario Pierry - Bank of America
Yuri Fernandes - JPMorgan
Renato Meloni - Autonomous
Jorge Echevarria - Morgan Stanley
Brian Flores - Citibank
Carlos Gomez - HSBC
Renato Lulia
Good morning, everyone. I'm delighted to welcome you to another Quarterly Earnings Conference. As always, this event will be divided into 2 parts. First, Milton will go through the performance for the quarter and the year and he'll also disclose our expectations for 2025. Then we'll have the Q&A section, during which investors and analysts will be able to interact with us directly.
But before I hand over the floor to Milton, I'd like to provide some guidance to help you make the most of today's presentation. For those viewing this through our website, there are 3 audio options on the screen. You can choose to listen to the entire content in Portuguese, the entire content in English, or just the original audio. For the first 2 options, we will have simultaneous translation. To choose your preferred option, just click on the flag at the top of your screen.
You can also send questions via WhatsApp. To do this, just click on the button on your screen, or simply send a message directly to the number +55-11-93959-1877. Today's presentation will be available for download on the website screen and, as always, on our Investor Relations website. That's it from me for now.
Now I will
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