Building Your DIY Retirement Income Compounder Portfolio In Phases

Summary

• Depending on your investment stage, consider a DIY retirement income compounder portfolio to build wealth and generate passive income without relying on financial advisors.
• My approach involves three phases: total return investing 15 years out, transitioning to high-yield distributions 5 years out, and building future income streams 2 years from retirement.
• Focus on dividend-paying stocks, REITs, BDCs, MLPs, and high-yield funds to create a diversified portfolio that compounds income and grows over time.
• Manage your portfolio actively, reinvest dividends, and maintain a diversified asset allocation to maximize income and minimize risk, ensuring financial independence in retirement.

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Depending on where you are in your investing journey, whether still in the accumulation phase, approaching retirement and not sure you have enough saved, or in the decumulation phase when you have enough, and it is time to enjoy

Analyst’s Disclosure: I/we have a beneficial long position in the shares of PDI, OXLC, SRV, NXG, ECC either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.