SouthState Corporation (SSB) Q1 2025 Earnings Call Transcript

SouthState Corporation (NYSE:SSB) Q1 2025 Earnings Conference Call April 25, 2025 9:00 AM ET

Company Participants

William Matthews - CFO
John Corbett - CEO
Stephen Young - Chief Strategy Officer

Conference Call Participants

Michael Rose - Raymond James
Catherine Mealor - KBW
Stephen Scouten - Piper Sandler
Russell Gunther - Stephens
Jared Shaw - Barclays
Chris Marinac - Janney Montgomery Scott

Operator

Thank you for standing by. My name is Eric, and I will be your conference operator today. At this time, I would like to welcome everyone to the SouthState Corporation Q1 2025 Earnings Conference Call. All lines have been placed on mute, to prevent any background noise. After the speaker's remarks, there will be a question-and-answer session. [Operator Instructions]

I would now like to turn the call over to Will Matthews, Chief Financial Officer. Please go ahead.

William Matthews

Good morning, and welcome to SouthState's first quarter 2025 earnings call. This is Will Matthews, and I'm here with John Corbett, Steve Young and Jeremy Lucas. We'll follow our typical pattern of brief remarks, followed by Q&A, and I'll refer you to the earnings release and investor presentation, under the Investor Relations tab of our website.

Before we begin our remarks, I want to remind you that comments we make may include forward-looking statements within the meaning of the Federal Securities laws and regulations. Any such forward-looking statements we may make are subject to the Safe Harbor rules.

Please review the forward-looking disclaimer and Safe Harbor language in the press release and presentation for more information about our forward-looking statements and risks and uncertainties which may affect us.

Now, I'll turn the call over to you, John.

John Corbett

Thank you, Will. Good morning, everybody. Thanks, for joining us. For over a year, we've been working on three strategic capital management moves that, all culminated in the