2 Strategic Retirement Income Picks At Wonderful Prices

Apr. 29, 2025 9:15 AM ETMAIN, WES32 Comments
Roberts Berzins, CFA
9.88K Followers
(10min)

Summary

  • When becoming financially independent or when transitioning into a retirement phase, one automatically becomes dependent on his/her portfolio.
  • In this period, the room for error is extremely small and the consequences of bad investments could be severe.
  • One way to mitigate these risks (including outliving the accumulated asset base) is to calibrate the investments strategy towards income producing securities.
  • Yet, this still requires a careful investment selection, where the yield is maximized and risks minimized.
  • In this article I share two strategic retirement income picks, which offer tangible yields and have very robust fundamentals.

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When transitioning into a retirement or financial independence (e.g., living expenses covered from portfolio income) period, there is usually a loss of some form of income stream such as regular salary or dividends from personal business activity.

This article was written by

9.88K Followers
Roberts Berzins has over a decade of experience in the financial management helping top-tier corporates shape their financial strategies and execute large-scale financings. He has also made significant efforts to institutionalize REIT framework in Latvia to boost the liquidity of pan-Baltic capital markets. Other policy-level work includes the development of national SOE financing guidelines and framework for channeling private capital into affordable housing stock. Roberts is a CFA Charterholder, ESG investing certificate holder, has had an internship in Chicago board of trade (albeit, being resident and living in Latvia), and is actively involved in "thought-leadership" activities to support the development of pan-Baltic capital markets.

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

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