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Glacier Bancorp (NYSE:GBCI) is a company operating in the banking sector, mainly in Montana and Idaho. In these two areas, GBCI accounts for about half of its total loans and has a good competitive advantage in terms of deposit market
Glacier Bancorp: A Subdued Q1 2025, But I Remain Optimistic
Summary
- Glacier Bancorp has a competitive advantage in Montana and Idaho, with low deposit costs and high creditworthiness customers, making it a solid investment.
- Despite a disappointing Q1 2025 due to seasonality and payoffs, management expects loan growth and improved net interest margins for FY 2025.
- GBCI's dividend yield is 3.23%, with a history of 160 consecutive quarterly payments, though EPS decline has raised concerns.
- Current price is attractive, with tangible book value 13% below the 3-year average, making GBCI a buy despite macroeconomic risks.
Hi there, welcome to my profile. My name is Eugenio Catone, I live in Italy and I am 27 years old.In 2023 I graduated in Business Administration and I completed CFA level 1 in 2024. I am currently a Popular Investor on the investing platform eToro, you can see there my public portfolio. My interest in financial markets started about 5 years ago when I accidentally came across a video about trading. That was the spark that introduced me to a new world, but over time I realized that it was not my path: too many charts, lines, and not very concrete concepts for a pragmatic person like me. I needed something different and that I found in fundamental analysis. It is a totally different approach and one that evaluates the actual results achieved by a company rather than the candlesticks made by its price per share. That was the turning point for me and I have not stopped learning ever since. I mainly invest in stocks and ETFs; I prefer US companies but I often analyze European or Chinese companies as well. Being young, my investments typically have a very long-term view; I often take a contrarian view.Seeking Alpha is a way for me to express my opinion and meet new people. My articles are intended as pure entertainment and I hope you will find them interesting.
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