XP Inc. Q1: Strong Results Support Rating Upgrade

May 23, 2025 3:51 AM ETXP Inc. (XP) StockXP
Multiplo Invest
1.38K Followers
(7min)

Summary

  • I upgraded XP Inc. from 'Hold' to 'Buy' due to strong fixed income revenue growth and effective expense control, signaling resilience.
  • The Company achieved record net income, driven by robust net inflows and operational efficiency, and announced a new share buyback program.
  • The valuation is attractive with a PEG of 0.74x, implying 35% upside potential and further supporting my buy rating.

Excited Businessman Raises Hands and Punches Air while Celebrating Successful Deal. Stock Exchange Manager Happy After Investment Day. Broker in White Shirt Wins a Profitable Contract. Back View

gorodenkoff

Investment Thesis

I am upgrading my rating from hold to buy on XP Inc. (NASDAQ:XP) shares after the release of its Q1 2025 results. This article is a continuation of my initial coverage article published on

This article was written by

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Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

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