Model Portfolio For Income, June 2025

David Johnson
851 Followers
(20min)

Summary

  • I present a diversified 25-position model portfolio focused on income, blending BDCs, MLPs, CEFs, REITs, and option-income funds for stability and growth.
  • Each security is equally weighted (4%), emphasizing proven, liquid, analyst-rated investments with a mix of monthly and quarterly payouts to support reliable, inflation-adjusted income.
  • I favor dividend growth and option-income funds for their consistent payouts and capital appreciation while reducing exposure to mortgage REITs due to volatility and dividend cuts.
  • Diversification across income sources is key to managing risk and achieving long-term income goals; I recommend selecting a broad basket tailored to individual needs.

Stock market data with uptrend vector

sitox

Investment Thesis

The following model portfolio was designed for investors seeking income, either building a portfolio for retirement or withdrawing income immediately. It uses the best ideas of BDCs, MLPs, CEFs, and REITS that I currently invest in to produce an annual income.

This article was written by

851 Followers
David A. Johnson is founder and principal of Endurance Capital Management, a New Jersey Limited Liability Company. As an investor entrepreneur, David invests in stocks, bonds, options, ETFs, REITs, real estate, closed end funds and alternative investment funds such as hedge funds and private credit. With over 30 years’ experience in investing, David holds a Master of Science (MS) Degree in Finance, with a concentration in Investment Analysis, from Boston University, a Certificate in Financial Planning, and a Master’s in Business Administration (MBA) from Fordham University.

Analyst’s Disclosure:I/we have a beneficial long position in the shares of ALL STOCKS LISTED IN THE MODEL PORTFOLIO either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Recommended For You

Related Stocks

SymbolLast Price% Chg
ARCC--
Ares Capital
BCSF--
Bain Capital Specialty Finance, Inc.
CGBD--
Carlyle Secured Lending Inc.
FDUS--
Fidus Investment
ARDC--
Ares Dynamic Credit Allocation Fund, Inc.

Related Analysis