ICSH: A Love Letter To Cash

(13min)

Summary

  • Cash provides essential peace of mind, flexibility, and optionality, making it a core holding even during bull markets.
  • Maintaining a 1-5% cash position is ideal for most investors, with higher allocations for retirees or near-retirees.
  • ICSH stands out as my preferred cash equivalent ETF due to its high yield, low volatility, and broad, high-quality asset mix.
  • The minimal drag on returns from holding cash is outweighed by the psychological comfort and strategic advantages it offers.
  • Looking for more investing ideas like this one? Get them exclusively at High Yield Landlord. Learn More »

Piggy bank tied to a red heart ballon in clouds

J Studios

My Dearest Cash,

You are my rock, my refuge, my quiet comfort in a world of such volatility and frivolity. So many others promise endless growth and excitement but deliver apprehension and self-doubt and ultimately pain. But you, my darling, are the calm

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This article was written by

20.48K Followers

Austin Rogers is a REIT specialist with a professional background in commercial real estate. He writes about high-quality dividend growth stocks with the goal of generating the safest growing passive income stream possible. Since his ideal holding period is "lifelong," his focus is on portfolio income growth rather than total returns.

Austin is a contributing author for the investing group High Yield Landlord, one of the largest real estate investment communities on Seeking Alpha, with thousands of members. It offers exclusive research on the global REIT sector, multiple real money portfolios, an active chat room, and direct access to the analysts. Learn more.

Analyst’s Disclosure:I/we have a beneficial long position in the shares of ICSH either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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