FCCO First Community CorporationFinancial Income Statement
$15.95-0.55 (-3.33%)4:00 PM 05/06/24
NASDAQ | $USD | Post-Market: $15.95 4:16 PM
FCCO Income Statement
Period
View
Order
Currency
Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Revenue | ||||||||||||
| Interest Income On Loans | 35.4 | 37.0 | 39.7 | 39.2 | 52.3 | 57.7 | ||||||
| Total Interest Income | 42.6 | 43.8 | 47.5 | 51.1 | 72.7 | 78.1 | ||||||
| Interest On Deposits | 4.6 | 3.0 | 1.7 | 1.8 | 16.6 | 22.2 | ||||||
| Total Interest On Borrowings | 1.2 | 0.7 | 0.5 | 1.3 | 7.2 | 7.2 | ||||||
| Total Interest Expense | 5.8 | 3.8 | 2.2 | 3.2 | 23.8 | 29.5 | ||||||
| Net Interest Income | 36.8 | 40.0 | 45.3 | 47.9 | 48.9 | 48.6 | ||||||
Non-Interest Revenue | ||||||||||||
| Service Charges On Deposits | 1.6 | 1.1 | 1.0 | 1.0 | 1.0 | 1.0 | ||||||
| Total Mortgage Banking Activities | 4.6 | 5.6 | 4.3 | 1.9 | 1.4 | 1.7 | ||||||
| Gain (Loss) on Sale of Assets | (0.3) | - | 0.1 | (0.1) | - | - | ||||||
| Gain (Loss) on Sale of Invest. & Securities | 0.1 | 0.1 | - | - | (1.2) | (1.2) | ||||||
| Total Other Non Interest Income | 5.7 | 6.5 | 8.2 | 8.8 | 9.0 | 9.3 | ||||||
| Total Non Interest Income | 11.7 | 13.5 | 13.7 | 11.6 | 10.3 | 10.9 | ||||||
Revenue | ||||||||||||
| Revenue Before Loan Losses | 48.6 | 53.5 | 59.0 | 59.5 | 59.2 | 59.5 | ||||||
| Provision For Loan Losses | 0.1 | 3.7 | 0.3 | (0.2) | 1.1 | 1.2 | ||||||
| Total Revenues | 48.4 | 49.8 | 58.7 | 59.7 | 58.1 | 58.3 | ||||||
Non Interest Operating Expenses | ||||||||||||
| Salaries And Other Employee Benefits | 21.1 | 24.0 | 24.5 | 23.9 | 23.7 | 24.5 | ||||||
| Amort. of Goodwill & Intang. Assets | 0.5 | 0.4 | 0.2 | 0.2 | 0.2 | 0.2 | ||||||
| Occupancy Expense | - | - | - | - | - | - | ||||||
| Total Selling General & Admin Expenses | 5.4 | 5.0 | 5.4 | 7.1 | 8.4 | 8.6 | ||||||
| Total Other Non Interest Expense | 7.3 | 7.6 | 8.4 | 9.4 | 10.1 | 10.3 | ||||||
| Total Non Interest Expense | 34.6 | 37.5 | 39.2 | 41.3 | 43.1 | 44.5 | ||||||
Earnings from Continuing Operations | ||||||||||||
| EBT, Excl. Unusual Items | 13.8 | 12.3 | 19.5 | 18.4 | 14.9 | 13.8 | ||||||
| Other Unusual Items | - | - | 0.2 | 0.0 | 0.1 | 0.1 | ||||||
| EBT, Incl. Unusual Items | 13.8 | 12.6 | 19.6 | 18.4 | 15.0 | 13.9 | ||||||
| Income Tax Expense | 2.9 | 2.5 | 4.2 | 3.8 | 3.2 | 3.0 | ||||||
| Earnings From Continuing Operations | 11.0 | 10.1 | 15.5 | 14.6 | 11.8 | 11.0 | ||||||
Net Income | ||||||||||||
| Net Income to Company | 11.0 | 10.1 | 15.5 | 14.6 | 11.8 | 11.0 | ||||||
| Net Income | 11.0 | 10.1 | 15.5 | 14.6 | 11.8 | 11.0 | ||||||
| Preferred Dividend and Other Adjustments | - | - | - | - | - | - | ||||||
| Net Income to Common Incl Extra Items | 11.0 | 10.1 | 15.5 | 14.6 | 11.8 | 11.0 | ||||||
| Net Income to Common Excl. Extra Items | 11.0 | 10.1 | 15.5 | 14.6 | 11.8 | 11.0 | ||||||
Supplemental Items | ||||||||||||
| Revenue Per Share | $6.45 | $6.69 | $7.83 | $7.92 | $7.67 | $7.70 | ||||||
| Basic EPS | $1.46 | $1.36 | $2.06 | $1.94 | $1.56 | $1.45 | ||||||
| Basic EPS - Continuing Ops | $1.46 | $1.36 | $2.06 | $1.94 | $1.56 | $1.45 | ||||||
| Basic Weighted Average Shares Outst. | 7.5 | 7.4 | 7.5 | 7.5 | 7.6 | 7.6 | ||||||
| Diluted EPS | $1.45 | $1.35 | $2.05 | $1.92 | $1.55 | $1.44 | ||||||
| Diluted EPS - Continuing Ops | $1.45 | $1.35 | $2.05 | $1.92 | $1.55 | $1.44 | ||||||
| Diluted Weighted Average Shares Outst. | 7.6 | 7.5 | 7.5 | 7.6 | 7.6 | 7.7 | ||||||
| Normalized Basic EPS | $1.15 | $1.03 | $1.62 | $1.53 | $1.23 | $1.14 | ||||||
| Normalized Diluted EPS | $1.14 | $1.03 | $1.61 | $1.51 | $1.22 | $1.13 | ||||||
| Dividend Per Share | $0.45 | $0.48 | $0.49 | $0.53 | $0.56 | $0.56 | ||||||
| Payout Ratio | 30.13% | 35.38% | 23.23% | 26.78% | 35.76% | - | ||||||
| Effective Tax Rate | 20.7% | 19.8% | 21.3% | 20.6% | 21.3% | 21.3% | ||||||
| Normalized Net Income | 8.6 | 7.7 | 12.2 | 11.5 | 9.3 | 8.6 | ||||||
| Interest on Long-Term Debt | 0.8 | 0.5 | 0.4 | 0.7 | 1.2 | - | ||||||
In Millions of United States Dollar (USD) except per share items